Affordable Housing In Spring Valley
San Diego County, California

5 Low Income Apartment Communities In Spring Valley

Spring Villa Apartments

8768 Jamacha Rd
Spring Valley, CA
HCV Welcome

Jamacha Glen Apartments

8890 Jamacha Rd
Spring Valley, CA
HCV Welcome

San Martin De Porres Apartments 99 - 017 Add Credit

9119 Jamacha Rd
Spring Valley, CA
HCV Welcome

Maac - St Martin De Porres

1000 Kempton St
Spring Valley, CA
HCV Welcome

Spring Valley Apartments

8885 Orville St
Spring Valley, CA
HCV Welcome
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Guide To Affordable Housing in Spring Valley, California

According to federal housing data and research, there are 5 low income housing apartment communities offering 594 affordable apartments for rent in Spring Valley, California. Spring Valley features 0 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 594 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Spring Valley.

Spring Valley, CA Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 594
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 40.42%
Average Renter Household Size 3.56
Average Household Size 3.19
Median Household Income $62,356 ±$4,333
Median Rent $1,439 ±$49
Percentage Of Renters Overburdened 58.66% ± 7.03pp
Total Population 30,392

Population and Household Demographics

Spring Valley is a City in San Diego County, California with a population of 30,392. There are 9,497 households in the city with an average household size of 3.19 persons. 40.42% of households in Spring Valley are renters.

Income and Rent Overburden in Spring Valley

The median gross income for households in Spring Valley is $62,356 a year, or $5,196 a month. The median rent for the city is $1,439 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Spring Valley, a household making less than $4,797 a month would be considered overburdened when renting an apartment at or above the median rent. 58.66% of households who rent are overburdened in Spring Valley.1

Area Median Income In Spring Valley

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Spring Valley, the AMI is calculated from all households within San Diego County.

In Spring Valley, HUD calculates the Area Median Income for a family of four as $86,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Spring Valley

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Spring Valley HUD Rental Assistance in Spring Valley

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $22,500 $25,700 $28,900 $32,100 $34,700 $37,250 $39,850 $43,430
50% of Median $37,450 $42,800 $48,150 $53,500 $57,800 $62,100 $66,350 $70,650
80% of Median $59,950 $68,500 $77,050 $85,600 $92,450 $99,300 $106,150 $113,000

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Spring Valley

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $37,450 $42,800 $48,150 $53,500 $57,800 $62,100 $66,350 $70,650
60% of Median $44,940 $51,360 $57,780 $64,200 $69,360 $74,520 $79,620 $84,780

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Spring Valley is $57,780 a year, or $4,815 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,815 by 30% to get a maximum rent of $1,445 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $936 $1,003 $1,204 $1,391 $1,553 $1,713
60% $1,124 $1,204 $1,445 $1,670 $1,863 $2,055
Fair Market Rents in Spring Valley

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,404 $1,566 $2,037 $2,894 $3,576