Affordable Housing In Clearwater
Pinellas County, Florida

26 Low Income Apartment Communities In Clearwater

Belleair Place

1704 Clearwater Largo Rd
Clearwater, Florida
$1,145-1,299
2-3 BR

Wellington Apartments

2900 Drew St
Clearwater, Florida
$625-870
1-3 BR

Clear Harbor Apartments

11240 US Highway 19 N
Clearwater, Florida
$632-891
1-3 BR

Bayside Court

1760 Clearwater Largo Rd
Clearwater, Florida
$780-906
2-3 BR

Abilities at Morningside I

2500 Harn Blvd
Clearwater, Florida
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Abilities at St Andrews Cove

605 N Keene Rd
Clearwater, Florida
Subsidized
Accessible
Accessible
Disabled Supportive Housing

Clearwater Apartments

1000 N Keene Rd
Clearwater, Florida
Subsidized

Palmetto Park

1003 West Ave
Clearwater, Florida

Norton Apartments

1450 S Martin L King Jr Blvd
Clearwater, Florida
Subsidized

Clear Bay Terrace

1770 N Betty Ln
Clearwater, Florida
Subsidized
62+
Accessible
Elderly Supportive Housing

Section 8 Vouchers, Apartments, and Waiting Lists in Clearwater, Florida

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Clearwater, Florida

Housing Authority Programs
Clearwater Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Pinellas County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH)

Guide To Affordable Housing in Clearwater, Florida

There are 26 low income housing apartment communities offering 2,420 affordable apartments for rent in Clearwater, Florida.

Income Based Apartments in Clearwater, Florida

Clearwater features 731 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Clearwater, Florida

There are 1,554 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Clearwater.

Housing Choice Vouchers in Clearwater, Florida

On average, Section 8 Housing Choice vouchers pay Clearwater landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Clearwater.

The maximum amount a voucher would pay on behalf of a low-income tenant in Clearwater, Florida for a two-bedroom apartment is between $1,212 and $1,482.

2022 Clearwater, Florida Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Clearwater, Florida Fair Market Rent $1,044 $1,110 $1,347 $1,732 $2,133
Clearwater, Florida Payment Standard Range $940 to $1,148 $999 to $1,221 $1,212 to $1,482 $1,559 to $1,905 $1,920 to $2,346

Sourced from federal housing data and AffordableHousingOnline.com research.

Clearwater, FL Affordable Housing Snapshot

Total Affordable Apartment Properties 26
Total Low Income Apartments 2,420
Total Housing Units with Rental Assistance 731
Percentage of Housing Units Occupied By Renters 41.67%
Average Renter Household Size 2.30
Average Household Size 2.33
Median Household Income $44,198 ±$1,604
Median Rent $953 ±$19
Percentage Of Renters Overburdened 54.96% ± 2.86pp
Total Population 110,381

Population and Household Demographics

Clearwater is a city in Pinellas County, Florida with a population of 110,381. There are 46,234 households in the city with an average household size of 2.33 persons. 41.67% of households in Clearwater are renters.

Income and Rent Overburden in Clearwater

The median gross income for households in Clearwater is $44,198 a year, or $3,683 a month. The median rent for the city is $953 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Clearwater, a household making less than $3,177 a month would be considered overburdened when renting an apartment at or above the median rent. 54.96% of households who rent are overburdened in Clearwater.

Area Median Income In Clearwater

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Clearwater, the AMI is calculated from all households within Pinellas County.

In Clearwater, HUD calculates the Area Median Income for a family of four as $72,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Clearwater

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Clearwater

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Clearwater AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,550 $17,750 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Clearwater AMI may qualify for rental assistance programs that target Very Low Income households.
$25,850 $29,550 $33,250 $36,900 $39,900 $42,850 $45,800 $48,750
80% AMI Income Limits
Renters earning up to 80% of the Clearwater AMI may qualify for rental assistance programs that target Low Income households.
$41,350 $47,250 $53,150 $59,050 $63,800 $68,500 $73,250 $77,950