Affordable Housing In Gilchrist County
Florida

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Waiting List Openings In Gilchrist County

Waiting List	Status
North Central Florida Housing Authority Housing Choice Voucher	Open Now

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4 Low Income Apartment Communities In Gilchrist County

There are 4 low income housing apartment complexes which contain 94 affordable apartments for rent in Gilchrist County. Many of these rental apartments are income based housing with 46 apartments that set rent based on your income. In Gilchrist County, HUD housing programs support 36 rental assistance apartments through programs like Project-based Section 8. There are 48 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Gilchrist County

Housing Authority	Programs
Gilchrist County Housing Authority	Public Housing
North Central Florida Housing Authority	Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Gilchrist County, Florida

Gilchrist County, FL Affordable Housing Snapshot

Total Affordable Apartment Properties	4
Total Low Income Apartments	94
Total Rent Assisted Apartments	46
Percentage of Housing Units Occupied By Renters	19.09%
Average Renter Household Size	2.88
Total Population	16,992
Housing Units	6,187
Average Household Size	2.54
Median Household Income	$40,623 ±$2,651
Median Rent	$658 ±$53
Percentage Of Renters Overburdened	42.25% ± 11.06pp

Population and Household Demographics

Gilchrist County is a County in Florida with a population of 16,992. There are 6,187 households in the county with an average household size of 2.54 persons. 19.09% of households in Gilchrist County are renters.

Income and Rent Overburden in Gilchrist County

The median gross income for households in Gilchrist County is $40,623 a year, or $3,385 a month. The median rent for the county is $658 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Gilchrist County, a household making less than $2,193 a month would be considered overburdened when renting an apartment at or above the median rent. 42.25% of households who rent are overburdened in Gilchrist County.¹

Area Median Income In Gilchrist County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Gilchrist County, HUD calculates the Area Median Income for a family of four as $71,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Gilchrist County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Gilchrist County HUD Rental Assistance in Gilchrist County

Income	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% of Median	$14,950	$17,100	$21,330	$25,750	$30,170	$34,590	$39,010	$43,430
50% of Median	$24,900	$28,450	$32,000	$35,550	$38,400	$41,250	$44,100	$46,950
80% of Median	$39,850	$45,550	$51,250	$56,900	$61,500	$66,050	$70,600	$75,150

Low Income Housing Tax Credits in Gilchrist County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 1991, 1 low income apartment communities containing 47 rental apartments have been constructed and made affordable to low income persons in Gilchrist County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Gilchrist County

Income	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
50% of Median	$24,900	$28,450	$32,000	$35,550	$38,400	$41,250	$44,100	$46,950
60% of Median	$29,880	$34,140	$38,400	$42,660	$46,080	$49,500	$52,920	$56,340

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Gilchrist County is $38,400 a year, or $3,200 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,200 by 30% to get a maximum rent of $960 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI	Studio	1 Bed	2 Bed	3 Bed	4 Bed	5 Bed
50%	$623	$667	$800	$924	$1,031	$1,138
60%	$747	$800	$960	$1,109	$1,238	$1,366

Fair Market Rents in Gilchrist County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents

Studio	One BR	Two BR	Three BR	Four BR
$694	$773	$948	$1,238	$1,377