Affordable Housing In Palm Harbor
Pinellas County, Florida

3 Low Income Apartment Communities In Palm Harbor

Heritage Oaks of Palm Harbor

2351 Alderman Rd
Palm Harbor, Florida
Call For Rent
1 BR
Elderly Supportive Housing

Uparc Housing IV

1257 Alhambra Ct
Palm Harbor, Florida
Disabled Supportive Housing

Palm Harbor Group Home

675 11th St
Palm Harbor, Florida
Elderly Supportive Housing
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Section 8 Vouchers, Apartments, and Waiting Lists in Palm Harbor, Florida

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Palm Harbor, Florida

Housing Authority Programs
Pinellas County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH)

Guide To Affordable Housing in Palm Harbor, Florida

There are 3 low income housing apartment communities offering 113 affordable apartments for rent in Palm Harbor, Florida.

Income Based Apartments in Palm Harbor, Florida

Palm Harbor features 113 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Palm Harbor, Florida

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Palm Harbor.

Housing Choice Vouchers in Palm Harbor, Florida

On average, Section 8 Housing Choice vouchers pay Palm Harbor landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Palm Harbor.

The maximum amount a voucher would pay on behalf of a low-income tenant in Palm Harbor, Florida for a two-bedroom apartment is between $1,212 and $1,482.

2022 Palm Harbor, Florida Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Palm Harbor, Florida Fair Market Rent $1,044 $1,110 $1,347 $1,732 $2,133
Palm Harbor, Florida Payment Standard Range $940 to $1,148 $999 to $1,221 $1,212 to $1,482 $1,559 to $1,905 $1,920 to $2,346

Sourced from federal housing data and research.

Palm Harbor, FL Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 113
Total Housing Units with Rental Assistance 113
Percentage of Housing Units Occupied By Renters 29.71%
Average Renter Household Size 2.07
Average Household Size 2.24
Median Household Income $53,281 ±$2,156
Median Rent $1,095 ±$40
Percentage Of Renters Overburdened 53.42% ± 4.89pp
Total Population 59,769

Population and Household Demographics

Palm Harbor is a city in Pinellas County, Florida with a population of 59,769. There are 26,423 households in the city with an average household size of 2.24 persons. 29.71% of households in Palm Harbor are renters.

Income and Rent Overburden in Palm Harbor

The median gross income for households in Palm Harbor is $53,281 a year, or $4,440 a month. The median rent for the city is $1,095 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Palm Harbor, a household making less than $3,650 a month would be considered overburdened when renting an apartment at or above the median rent. 53.42% of households who rent are overburdened in Palm Harbor.

Area Median Income In Palm Harbor

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Palm Harbor, the AMI is calculated from all households within Pinellas County.

In Palm Harbor, HUD calculates the Area Median Income for a family of four as $72,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Palm Harbor

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Palm Harbor

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Palm Harbor AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,550 $17,750 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Palm Harbor AMI may qualify for rental assistance programs that target Very Low Income households.
$25,850 $29,550 $33,250 $36,900 $39,900 $42,850 $45,800 $48,750
80% AMI Income Limits
Renters earning up to 80% of the Palm Harbor AMI may qualify for rental assistance programs that target Low Income households.
$41,350 $47,250 $53,150 $59,050 $63,800 $68,500 $73,250 $77,950