Affordable Housing In Pensacola
Escambia County, Florida

52 Low Income Apartment Communities In Pensacola

Lucas Creek

7815 Lilac Ln
Pensacola, FL
Call For Rent
Studio-2 BR
55+
HCV Welcome

Alabaster Gardens

929 Massachusetts Avenue
Pensacola, FL
Call For Rent
1-2 BR
HCV Welcome

Sugar Hill Apartments

10155 Guidy Lane
Pensacola, FL
Income Based
1-3 BR
Subsidized

Hernandez House

1221 W Hernandez St
Pensacola, FL
62+
Accessible
Disabled Supportive Housing
Elderly Supportive Housing
Subsidized

Lakeview Place

1435 W Jordan St
Pensacola, FL
62+
Accessible
Disabled Supportive Housing
Elderly Supportive Housing
Subsidized

Lakeview Villa

1620 W Hernandez St
Pensacola, FL
62+
Accessible
Disabled Supportive Housing
Elderly Supportive Housing
Subsidized

College Trace Apartments

813 Bloodworth Ln
Pensacola, FL
Subsidized

Harbour Place Apartments

9742 Harbour Pl
Pensacola, FL
Subsidized

Pines at Warrington

4101 W Navy Blvd
Pensacola, FL
HCV Welcome

Westwood Homes

4400 Westover Ave
Pensacola, FL
Subsidized

Housing Authorities that serve Pensacola

Housing Authority Programs
City of Pensacola Division of Housing Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Pensacola

Housing Authority Programs
Area Housing Commission Public Housing

Guide To Affordable Housing in Pensacola, Florida

There are 52 low income housing apartment communities offering 4,002 affordable apartments for rent in Pensacola, Florida. Pensacola features 2,569 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 1,433 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Pensacola.

Sourced from federal housing data and AffordableHousingOnline.com research.

Pensacola, FL Affordable Housing Snapshot

Total Affordable Apartment Properties 52
Total Low Income Apartments 4,002
Total Housing Units with Rental Assistance 2,569
Percentage of Housing Units Occupied By Renters 41.24%
Average Renter Household Size 2.23
Average Household Size 2.36
Median Household Income $45,527 ±$1,467
Median Rent $851 ±$21
Percentage Of Renters Overburdened 46.7% ± 3.8pp
Total Population 52,752

Population and Household Demographics

Pensacola is a City in Escambia County, Florida with a population of 52,752. There are 22,103 households in the city with an average household size of 2.36 persons. 41.24% of households in Pensacola are renters.

Income and Rent Overburden in Pensacola

The median gross income for households in Pensacola is $45,527 a year, or $3,794 a month. The median rent for the city is $851 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Pensacola, a household making less than $2,837 a month would be considered overburdened when renting an apartment at or above the median rent. 46.7% of households who rent are overburdened in Pensacola.1

Area Median Income In Pensacola

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Pensacola, the AMI is calculated from all households within Escambia County.

In Pensacola, HUD calculates the Area Median Income for a family of four as $69,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Pensacola

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Pensacola HUD Rental Assistance in Pensacola

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,550 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $24,250 $27,700 $31,150 $34,600 $37,400 $40,150 $42,950 $45,700
80% of Median $38,750 $44,300 $49,850 $55,350 $59,800 $64,250 $68,650 $73,100
Low Income Housing Tax Credits in Pensacola

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1993 to 2011, 12 low income apartment communities containing 1,334 rental apartments have been constructed and made affordable to low income persons in Pensacola by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Pensacola

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $24,250 $27,700 $31,150 $34,600 $37,400 $40,150 $42,950 $45,700
60% of Median $29,100 $33,240 $37,380 $41,520 $44,880 $48,180 $51,540 $54,840

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Pensacola is $37,380 a year, or $3,115 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,115 by 30% to get a maximum rent of $935 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $606 $649 $779 $900 $1,004 $1,108
60% $728 $779 $935 $1,080 $1,205 $1,330
Fair Market Rents in Pensacola

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$798 $803 $954 $1,341 $1,675