Low Income Apartments and Affordable Housing For Rent in St. Cloud, FL

Discover affordable housing in St. Cloud where there are 72+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

2968 Tupelo Lp

2968 Tupelo Lp, St. Cloud, Florida 34772

bed 4
payment $2500/mo.

5209 Stephs Field St

5209 Stephs Field St, St. Cloud, Florida 34771

bed 4
payment $2335/mo.

2515 Talega Dr

2515 Talega Dr, St. Cloud, Florida 34772

bed 3
payment $2170/mo.

5661 Cedar Chase Dr

5661 Cedar Chase Dr, St. Cloud, Florida 34771

bed 4
payment $2760/mo.

5691 Western Sun Dr

5691 Western Sun Dr, St. Cloud, Florida 34771

bed 4
payment $2300/mo.

2785 Mead Ave

2785 Mead Ave, St. Cloud, Florida 34771

bed 5
payment $2800/mo.

3407 Brant St

3407 Brant St, St. Cloud, Florida 34772

bed 3
payment $2329/mo.

3456 Goldeneye Ln

3456 Goldeneye Ln, St. Cloud, Florida 34772

bed 4
payment $2700/mo.

1614 Christa Ct

1614 Christa Ct, St. Cloud, Florida 34772

bed 3
payment $2085/mo.

3210 Sweet Acrs Pl

3210 Sweet Acrs Pl, St. Cloud, Florida 34772

bed 4
payment $2300/mo.

3661 Ricky Ln

3661 Ricky Ln, St. Cloud, Florida 34772

bed 4
payment $2375/mo.

1115 Heavenly Dr

1115 Heavenly Dr, St. Cloud, Florida 34769

bed 4
payment $2820/mo.

5276 Sanders Oak Trl

5276 Sanders Oak Trl, St. Cloud, Florida 34771

bed 4
payment $2370/mo.

4511 Campfire Rd

4511 Campfire Rd, St. Cloud, Florida 34772

bed 4
payment $2600/mo.

3070 Sandstone Cir

3070 Sandstone Cir, St. Cloud, Florida 34772

bed 4
payment $2545/mo.

1084 Heavenly Dr

1084 Heavenly Dr, St. Cloud, Florida 34769

bed 4
payment $2795/mo.

1238 Sky Lks Dr

1238 Sky Lks Dr, St. Cloud, Florida 34769

bed 4
payment $2835/mo.

1852 Stillwood Wy

1852 Stillwood Wy, St. Cloud, Florida 34771

bed 5
payment $2465/mo.
switch_access_shortcut Short Wait
real_estate_agent Accepts Vouchers
real_estate_agent Naturally Affordable

2124 Live Oak Lake Rd

2124 Live Oak Lake Rd, St. Cloud, Florida 34771

bed 4
payment $2700/mo.

2009 Pirie Pl

2009 Pirie Pl, St. Cloud, Florida 34769

bed 4
payment $2500/mo.

How To Identify Affordable Housing in St. Cloud, Florida

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In St. Cloud, Florida
$35.17/hour
$23.17 (+193%) more than Florida minimum wage and $27.92 (+385%) more than the Federal minimum wage.
Learn More About St. Cloud, Florida Affordable Housing ↓

What HUD offices serve St. Cloud, Florida?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV) programs for St. Cloud, Florida.

Go to the Florida Public Housing and Low-Income Apartments Waiting Lists page for openings near St. Cloud.

How many renters live in St. Cloud, Florida?

The City of St. Cloud has people living in households.

There are renters living in renter households in this City. Renters make up 29.7 percent of the population living in St. Cloud.

What is the rental market like in St. Cloud, Florida?

There are an estimated housing units in the St. Cloud area. Of these, units are rental homes, making up percent of the housing market. For every renter household in St. Cloud, Florida, there are 1.09 rental units.

What is the vacancy rate for rentals in St. Cloud?

The rental vacancy rate in St. Cloud is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in St. Cloud for each bedroom size?

Occupied Rental Units by Size in St. Cloud
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
219 261 1,875 1,826 912
Occupied Rental Units by Size in St. Cloud

A large number of apartments in St. Cloud have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in St. Cloud

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,558 to $2,849. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,558
One BR $1,638
Two BR $1,857
Three BR $2,362
Four BR $2,849
2024 Fair Market Rents in St. Cloud, Florida

How many units are rented at Fair Market Rent (FMR) in St. Cloud?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 219 100 percent
One BR 261 100 percent
Two BR 1,394 74 percent
Rental Units Below FMR in St. Cloud, Florida

How many affordable rental units are in St. Cloud?

There are a variety of federal affordable housing programs serving households in St. Cloud, Florida including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
USDA Section 515 Rural Rental Housing
Tracked Units by Federal Program in St. Cloud, Florida

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in St. Cloud, Florida

St. Cloud features 64 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in St. Cloud, Florida

There are 192 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St. Cloud.

Housing Choice Vouchers in St. Cloud, Florida

On average, Section 8 Housing Choice vouchers pay St. Cloud landlords $6,200 per month towards rent. The average voucher holder contributes $400 towards rent in St. Cloud.

The maximum amount a voucher would pay on behalf of a low-income tenant in St. Cloud, Florida for a two-bedroom apartment is between $1,671 and $2,043.

Sourced from federal housing data and AffordableHousingOnline.com research.

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