Low Income Apartments and Affordable Housing For Rent in St. Cloud, FL

Discover affordable housing in St. Cloud where there are 72+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

5374 Douglas Fir Dr

5374 Douglas Fir Dr, St. Cloud, Florida 34771

bed 4
payment $2525/mo.

4501 Neptune Rd

4501 Neptune Rd, St. Cloud, Florida 34769

bed 3
payment $2095/mo.

1085 Heavenly Dr

1085 Heavenly Dr, St. Cloud, Florida 34769

bed 4
payment $2785/mo.

1260 Creekview Ct

1260 Creekview Ct, St. Cloud, Florida 34772

bed 4
payment $2140/mo.

1567 Pines End Pl

1567 Pines End Pl, St. Cloud, Florida 34771

bed 4
payment $2400/mo.

3915 Knotty Pne St

3915 Knotty Pne St, St. Cloud, Florida 34772

bed 4
payment $2550/mo.

1141 Creekview Ct

1141 Creekview Ct, St. Cloud, Florida 34772

bed 3
payment $2190/mo.

2950 Canoe Cir

2950 Canoe Cir, St. Cloud, Florida 34772

bed 3
payment $1979/mo.

2840 Ponds Trl

2840 Ponds Trl, St. Cloud, Florida 34769

bed 4
payment $2745/mo.

3313 Cypress Point Cir

3313 Cypress Point Cir, St. Cloud, Florida 34772

bed 3
payment $1985/mo.

St. Cloud Apartments

1761 Michigan Ave, St. Cloud, Florida

switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers

Southwind Apartment

1801 Michigan Ave, St. Cloud, Florida

switch_access_shortcut Short Wait
payment Subsidized
real_estate_agent Accepts Vouchers

How To Identify Affordable Housing in St. Cloud, Florida

Look for program and preference badges on affordable apartment listings. These badges can help you identify the types of low income housing each apartment offers and if you may be eligbile for rental assistance or reduced rents.

Badge Description
switch_access_shortcut Short Wait
Low income apartments with no or short waiting lists.
payment Subsidized
Low income housing where the rent is subsidized and the renter pays only a portion of total rent.
real_estate_agent Accepts Vouchers
Apartments that accept Section 8 vouchers near you
elderly Senior
Rental housing for seniors who are 55 (or sometimes 62) and older.
payment Income Based
Affordable apartments where the rent paid is based on renter income.
accessibility Accessible
Meets Accessibilty Requirements of the Fair Housing Act, the ADA, or HUD policy.
accessible_forward Disability
Apartments for individuals or families with disabilities.
real_estate_agent Naturally Affordable
Naturally Occuring Affordable Housing - or NOAH - is any housing unit that offers affordable rent without participating in a rent subsidy program.
The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In St. Cloud, Florida
$35.17/hour
$23.17 (+193%) more than Florida minimum wage and $27.92 (+385%) more than the Federal minimum wage.
Learn More About St. Cloud, Florida Affordable Housing ↓

What HUD offices serve St. Cloud, Florida?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV) programs for St. Cloud, Florida.

Go to the Florida Public Housing and Low-Income Apartments Waiting Lists page for openings near St. Cloud.

How many renters live in St. Cloud, Florida?

The City of St. Cloud has people living in households.

There are renters living in renter households in this City. Renters make up 29.7 percent of the population living in St. Cloud.

What is the rental market like in St. Cloud, Florida?

There are an estimated housing units in the St. Cloud area. Of these, units are rental homes, making up percent of the housing market. For every renter household in St. Cloud, Florida, there are 1.09 rental units.

What is the vacancy rate for rentals in St. Cloud?

The rental vacancy rate in St. Cloud is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in St. Cloud for each bedroom size?

Occupied Rental Units by Size in St. Cloud
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
219 261 1,875 1,826 912
Occupied Rental Units by Size in St. Cloud

A large number of apartments in St. Cloud have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How Much Is Rent in St. Cloud

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,558 to $2,849. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,558
One BR $1,638
Two BR $1,857
Three BR $2,362
Four BR $2,849
2024 Fair Market Rents in St. Cloud, Florida

How many units are rented at Fair Market Rent (FMR) in St. Cloud?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 219 100 percent
One BR 261 100 percent
Two BR 1,394 74 percent
Rental Units Below FMR in St. Cloud, Florida

How many affordable rental units are in St. Cloud?

There are a variety of federal affordable housing programs serving households in St. Cloud, Florida including the following:

Federal Program Unit Count
Low Income Housing Tax Credit
Section 8 Project-Based Rental Assistance
Section 202 Supportive Housing for the Elderly
USDA Section 515 Rural Rental Housing
Tracked Units by Federal Program in St. Cloud, Florida

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in St. Cloud, Florida

St. Cloud features 64 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in St. Cloud, Florida

There are 192 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St. Cloud.

Housing Choice Vouchers in St. Cloud, Florida

On average, Section 8 Housing Choice vouchers pay St. Cloud landlords $6,200 per month towards rent. The average voucher holder contributes $400 towards rent in St. Cloud.

The maximum amount a voucher would pay on behalf of a low-income tenant in St. Cloud, Florida for a two-bedroom apartment is between $1,671 and $2,043.

Sourced from federal housing data and AffordableHousingOnline.com research.

Email Signup
Don't Miss A Waiting List Opening