Affordable Housing In Winter Haven
Polk County, Florida

13 Low Income Apartment Communities In Winter Haven

Cypress Cove

930 5th St
Winter Haven, Florida

Lakeside Terrace Senior

391 Avenue O NE
Winter Haven, Florida

Sunrise Bay Apartments

101 Parker Ln NE
Winter Haven, Florida

Housing Authorities that serve Winter Haven

Housing Authority Programs
Winter Haven Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Winter Haven, Florida

There are 13 low income housing apartment communities offering 1,382 affordable apartments for rent in Winter Haven, Florida.

Income Based Apartments in Winter Haven, Florida

Winter Haven features 928 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Winter Haven, Florida

There are 454 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Winter Haven.

Housing Choice Vouchers in Winter Haven, Florida

On average, Section 8 Housing Choice vouchers pay Winter Haven landlords $700 per month towards rent. The average voucher holder contributes $400 towards rent in Winter Haven.

The maximum amount a voucher would pay on behalf of a low-income tenant in Winter Haven, Florida for a two-bedroom apartment is between $921 and $1,125.

2021 Winter Haven, Florida Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Winter Haven, Florida Fair Market Rent $794 $799 $1,023 $1,375 $1,764
Winter Haven, Florida Payment Standard Range $715 to $873 $719 to $879 $921 to $1,125 $1,238 to $1,513 $1,588 to $1,940

Sourced from federal housing data and research.

Winter Haven, FL Affordable Housing Snapshot

Total Affordable Apartment Properties 13
Total Low Income Apartments 1,382
Total Housing Units with Rental Assistance 928
Percentage of Housing Units Occupied By Renters 41.95%
Average Renter Household Size 2.57
Average Household Size 2.50
Median Household Income $37,300 ±$1,978
Median Rent $831 ±$28
Percentage Of Renters Overburdened 49.86% ± 5.93pp
Total Population 35,835

Population and Household Demographics

Winter Haven is a city in Polk County, Florida with a population of 35,835. There are 14,120 households in the city with an average household size of 2.50 persons. 41.95% of households in Winter Haven are renters.

Income and Rent Overburden in Winter Haven

The median gross income for households in Winter Haven is $37,300 a year, or $3,108 a month. The median rent for the city is $831 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Winter Haven, a household making less than $2,770 a month would be considered overburdened when renting an apartment at or above the median rent. 49.86% of households who rent are overburdened in Winter Haven.

Area Median Income In Winter Haven

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Winter Haven, the AMI is calculated from all households within Polk County.

In Winter Haven, HUD calculates the Area Median Income for a family of four as $62,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Winter Haven

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Winter Haven

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Winter Haven AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,950 $17,420 $21,960 $26,500 $31,040 $35,580 $38,300 $40,750
50% AMI Income Limits
Renters earning up to 50% of the Winter Haven AMI may qualify for rental assistance programs that target Very Low Income households.
$21,600 $24,700 $27,800 $30,850 $33,350 $35,800 $38,300 $40,750
80% AMI Income Limits
Renters earning up to 80% of the Winter Haven AMI may qualify for rental assistance programs that target Low Income households.
$34,550 $39,500 $44,450 $49,350 $53,300 $57,250 $61,200 $65,150