Fort Gaines, Georgia Affordable Housing

Affordable Housing programs support 60 income based apartments in Fort Gaines where households pay rent based on how much they earn.

There are 144 affordable apartments in Fort Gaines that offer reduced rents to low-income households.

Waiting Lists in Fort Gaines, Georgia

There are no open Section 8 Housing Choice Voucher waiting lists in Fort Gaines. Go to the Georgia Section 8 Waiting Lists page for openings near Fort Gaines.

Greenwood Village Apartments

409 E Jefferson St
Fort Gaines, Georgia
Call For Rent
1-2 BR
Rent Assisted
Accessible
62+

Pepper Ridge Two Apartments

105 A Hancock St
Fort Gaines, Georgia
Rent Assisted

Pepper Ridge II Apartments

105 Hancock St
Fort Gaines, Georgia
Affordable
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Public Housing Agencies Serving Fort Gaines, Georgia

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Waiting lists for project-based assistance, like the Public Housing program, are open:

Housing Authority Programs
Georgia Department of Community Affairs Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)
Go to the Georgia Public Housing and Low-Income Apartments Waiting Lists page for openings near Fort Gaines.

Fort Gaines, Georgia Affordable Housing Data

Income Based Apartments in Fort Gaines, Georgia

Fort Gaines features 60 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Fort Gaines, Georgia

There are 144 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Fort Gaines.

Housing Choice Vouchers in Fort Gaines, Georgia

On average, Section 8 Housing Choice vouchers pay Fort Gaines landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Fort Gaines.

The maximum amount a voucher would pay on behalf of a low-income tenant in Fort Gaines, Georgia for a two-bedroom apartment is between $695 and $849.

2023 Fort Gaines, Georgia Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fort Gaines, Georgia Fair Market Rent $602 $606 $772 $1,097 $1,123
Fort Gaines, Georgia Payment Standard Range $542 to $662 $545 to $667 $695 to $849 $987 to $1,207 $1,011 to $1,235

Sourced from federal housing data and AffordableHousingOnline.com research.

Fort Gaines, GA Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 204
Total Housing Units with Rental Assistance 60
Percentage of Housing Units Occupied By Renters 57.8%
Average Renter Household Size 2.98
Average Household Size 2.77
Median Household Income $19,524 ±$5,664
Median Rent $321 ±$52
Percentage Of Renters Overburdened 32.56% ± 12.74pp
Total Population 1,087

Population and Household Demographics

Fort Gaines is a city in Clay County, Georgia with a population of 1,087. There are 372 households in the city with an average household size of 2.77 persons. 57.8% of households in Fort Gaines are renters.

Income and Rent Overburden in Fort Gaines

The median gross income for households in Fort Gaines is $19,524 a year, or $1,627 a month. The median rent for the city is $321 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Fort Gaines, a household making less than $1,070 a month would be considered overburdened when renting an apartment at or above the median rent. 32.56% of households who rent are overburdened in Fort Gaines.

Area Median Income In Fort Gaines

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Fort Gaines, the AMI is calculated from all households within Clay County.

In Fort Gaines, HUD calculates the Area Median Income for a family of four as $33,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Fort Gaines

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Fort Gaines

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Fort Gaines AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,590 $18,310 $23,030 $27,750 $32,470 $35,650 $38,100 $40,550
50% AMI Income Limits
Renters earning up to 50% of the Fort Gaines AMI may qualify for rental assistance programs that target Very Low Income households.
$21,500 $24,600 $27,650 $30,700 $33,200 $35,650 $38,100 $40,550
80% AMI Income Limits
Renters earning up to 80% of the Fort Gaines AMI may qualify for rental assistance programs that target Low Income households.
$34,400 $39,300 $44,200 $49,100 $53,050 $57,000 $60,900 $64,850