; Low Income Apartments For Rent in Swainsboro, GA

Apply to Swainsboro Apartment Waiting Lists

Hickory Trace Homes

34 Hickory Trace Cir
Swainsboro, Georgia
Rent Assisted
2-4 BR

Jordan Estates Apartments

221 E Pine St
Swainsboro, Georgia
Rent Assisted
1-3 BR

Swainsboro Apartments

335 East Pine Street
Swainsboro, Georgia
Rent Assisted

Spring Gardens Apartments

223 E. Pine St
Swainsboro, Georgia
Rent Assisted
1-2 BR

Swainsboro Presbyterian Apartments

310 Mary Ann St
Swainsboro, Georgia
S. 202

Summerset Apartments

317 Mary Ann St
Swainsboro, Georgia
Rent Assisted

Moring Apartments

409 W Moring St
Swainsboro, Georgia
Rent Assisted

V Wms and Hillcrest Apartments

406 N Racetrack St
Swainsboro, Georgia
Public Housing
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There are 118 low-income apartments in Swainsboro that offer reduced rents to eligible households. Low-income rents in Swainsboro, Georgia can range from $322 to $663 depending on the number of bedrooms.

Rental assistance programs support 397 low-income homes in Swainsboro where households pay rent based on how much they earn. For 2023, elgible households participating in federally assisted housing pay an average of $288 towards rent each month.

Affordable rent data for some communities last confirmed on January 3rd, 2023. Subdsidized rents typically change once a year based on federal guidance.

Public Housing Agencies Serving Swainsboro, Georgia

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Housing Authority of the City of Swainsboro Public Housing
Georgia Department of Community Affairs Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV)
Go to the Georgia Public Housing and Low-Income Apartments Waiting Lists page for openings near Swainsboro.

Swainsboro, Georgia Affordable Housing Data

Income Based Apartments in Swainsboro, Georgia

Swainsboro features 397 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Swainsboro, Georgia

There are 118 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Swainsboro.

Housing Choice Vouchers in Swainsboro, Georgia

On average, Section 8 Housing Choice vouchers pay Swainsboro landlords $700 per month towards rent. The average voucher holder contributes $300 towards rent in Swainsboro.

The maximum amount a voucher would pay on behalf of a low-income tenant in Swainsboro, Georgia for a two-bedroom apartment is between $695 and $849.

2023 Swainsboro, Georgia Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Swainsboro, Georgia Fair Market Rent $516 $613 $772 $980 $1,315
Swainsboro, Georgia Payment Standard Range $464 to $568 $552 to $674 $695 to $849 $882 to $1,078 $1,184 to $1,447

Sourced from federal housing data and AffordableHousingOnline.com research.

Swainsboro, GA Affordable Housing Snapshot

Total Affordable Apartment Properties 8
Total Low Income Apartments 515
Total Housing Units with Rental Assistance 397
Percentage of Housing Units Occupied By Renters 49.53%
Average Renter Household Size 3.31
Average Household Size 3.05
Median Household Income $28,094 ±$3,923
Median Rent $603 ±$57
Percentage Of Renters Overburdened 56.23% ± 12.9pp
Total Population 7,456

Population and Household Demographics

Swainsboro is a city in Emanuel County, Georgia with a population of 7,456. There are 2,348 households in the city with an average household size of 3.05 persons. 49.53% of households in Swainsboro are renters.

Income and Rent Overburden in Swainsboro

The median gross income for households in Swainsboro is $28,094 a year, or $2,341 a month. The median rent for the city is $603 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Swainsboro, a household making less than $2,010 a month would be considered overburdened when renting an apartment at or above the median rent. 56.23% of households who rent are overburdened in Swainsboro.

Area Median Income In Swainsboro

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Swainsboro, the AMI is calculated from all households within Emanuel County.

In Swainsboro, HUD calculates the Area Median Income for a family of four as $56,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Swainsboro

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Swainsboro

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Swainsboro AMI may qualify for rental assistance programs that target Extremely Low Income households.
$14,580 $19,720 $24,860 $30,000 $35,100 $37,700 $40,300 $42,900
50% AMI Income Limits
Renters earning up to 50% of the Swainsboro AMI may qualify for rental assistance programs that target Very Low Income households.
$22,750 $26,000 $29,250 $32,500 $35,100 $37,700 $40,300 $42,900
80% AMI Income Limits
Renters earning up to 80% of the Swainsboro AMI may qualify for rental assistance programs that target Low Income households.
$36,400 $41,600 $46,800 $52,000 $56,200 $60,350 $64,500 $68,650