Towns County, Georgia Affordable Housing
Waiting Lists in Towns County, Georgia
There are no open Section 8 Housing Choice Voucher waiting lists in Towns County. Go to the Georgia Section 8 Waiting Lists page for openings near Towns County.
Finding Affordable Housing in Towns County, Georgia
There are 147 low-income apartments in Towns County that offer reduced rents to eligible households.
Rental assistance programs support 0 low-income homes in Towns County where households pay rent based on how much they earn. For 2023, elgible households participating in federally assisted housing pay an average of $-4 towards rent each month.
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Affordable rent data last confirmed on March 21st, 2023. Subdsidized rents typically change once a year based on federal guidance.
Affordable Housing In Towns County
View affordable apartments and waiting lists in cities near Towns County
| City | Apartments |
|---|---|
| Hiawassee, GA | Affordable Housing programs support 3 apartment communities in Hiawassee. |
| Young Harris, GA | Affordable Housing programs support 1 apartment communities in Young Harris. |
Public Housing Agencies Serving Towns County, Georgia
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Waiting lists for project-based assistance, like the Public Housing program, are open:
- Multiple Properties is currently open for new applications.
| Housing Authority | Programs |
|---|---|
| Georgia Department of Community Affairs | Section 8 Housing Choice Voucher (HCV); Homeownership Voucher; Family Self-Sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV) |
Towns County, Georgia Affordable Housing Data
Income Based Apartments in Towns County, Georgia
Towns County features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Towns County, Georgia
There are 147 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Towns County.
Housing Choice Vouchers in Towns County, Georgia
On average, Section 8 Housing Choice vouchers pay Towns County landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Towns County.
The maximum amount a voucher would pay on behalf of a low-income tenant in Towns County, Georgia for a two-bedroom apartment is between $721 and $881.
2023 Towns County, Georgia Fair Market Rents and Housing Choice Voucher Payment Standards
Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.
| Studio | One BR | Two BR | Three BR | Four BR | |
|---|---|---|---|---|---|
| Towns County, Georgia Fair Market Rent | $673 | $687 | $801 | $1,138 | $1,364 |
| Towns County, Georgia Payment Standard Range | $606 to $740 | $618 to $756 | $721 to $881 | $1,024 to $1,252 | $1,228 to $1,500 |
Sourced from federal housing data and AffordableHousingOnline.com research.
Towns County, GA Affordable Housing Snapshot
| Total Affordable Apartment Properties | 4 |
|---|---|
| Total Low Income Apartments | 147 |
| Total Housing Units with Rental Assistance | 0 |
| Percentage of Housing Units Occupied By Renters | 20.08% |
| Average Renter Household Size | 2.48 |
| Average Household Size | 2.34 |
| Median Household Income | $37,000 ±$2,684 |
| Median Rent | $680 ±$77 |
| Percentage Of Renters Overburdened | 46.56% ± 9.05pp |
| Total Population | 10,800 |
Population and Household Demographics
Towns County is a county in Georgia with a population of 10,800. There are 4,268 households in the county with an average household size of 2.34 persons. 20.08% of households in Towns County are renters.
Income and Rent Overburden in Towns County
The median gross income for households in Towns County is $37,000 a year, or $3,083 a month. The median rent for the county is $680 a month.
Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Towns County, a household making less than $2,267 a month would be considered overburdened when renting an apartment at or above the median rent. 46.56% of households who rent are overburdened in Towns County.
Area Median Income In Towns County
Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.
In Towns County, HUD calculates the Area Median Income for a family of four as $59,600
Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.
Rental Assistance in Towns County
Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.
Income Qualifications for HUD Rental Assistance in Towns County
| 1 Person | 2 Person | 3 Person | 4 Person | 5 Person | 6 Person | 7 Person | 8 Person | |
|---|---|---|---|---|---|---|---|---|
| 30% AMI Income Limits Renters earning up to 30% of the Towns County AMI may qualify for rental assistance programs that target Extremely Low Income households. |
$13,590 | $18,310 | $23,030 | $27,750 | $32,470 | $35,650 | $38,100 | $40,550 |
| 50% AMI Income Limits Renters earning up to 50% of the Towns County AMI may qualify for rental assistance programs that target Very Low Income households. |
$21,500 | $24,600 | $27,650 | $30,700 | $33,200 | $35,650 | $38,100 | $40,550 |
| 80% AMI Income Limits Renters earning up to 80% of the Towns County AMI may qualify for rental assistance programs that target Low Income households. |
$34,400 | $39,300 | $44,200 | $49,100 | $53,050 | $57,000 | $60,900 | $64,850 |
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