Affordable Housing In Belleville
St Clair County, Illinois

11 Low Income Apartment Communities In Belleville

St. Clair Village Apartments

409 Carlyle East
Belleville, IL
Call For Rent
1-4 BR
Subsidized

Westfield Manor

7245 Westfield Plaza Dr
Belleville, IL
62+
Accessible
Elderly Supportive Housing
Subsidized

Gwendolene Courts

544 N 41st St
Belleville, IL
Subsidized

Brede Manor

809 N Charles St
Belleville, IL
Subsidized

Carriage House Place

115 E B St
Belleville, IL
Subsidized

Belleville

114 S Church St
Belleville, IL

Wingate Manor I

161 Wingate Blvd
Belleville, IL
HCV Welcome

Southern Illinois Manors 3

1054 Cool Valley Dr
Belleville, IL
HCV Welcome

Brede Apartments

805 N Charles St
Belleville, IL
HCV Welcome

Brede Towers South

1000 S High St
Belleville, IL
HCV Welcome

Housing Authorities that serve Belleville

Housing Authority Programs
St. Clair County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Belleville, Illinois

There are 11 low income housing apartment communities offering 494 affordable apartments for rent in Belleville, Illinois. Belleville features 440 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 54 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Belleville.

Sourced from federal housing data and AffordableHousingOnline.com research.

Belleville, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 11
Total Low Income Apartments 494
Total Housing Units with Rental Assistance 440
Percentage of Housing Units Occupied By Renters 39.81%
Average Renter Household Size 2.24
Average Household Size 2.37
Median Household Income $43,318 ±$2,434
Median Rent $741 ±$44
Percentage Of Renters Overburdened 46.62% ± 5.32pp
Total Population 42,898

Population and Household Demographics

Belleville is a City in St Clair County, Illinois with a population of 42,898. There are 17,609 households in the city with an average household size of 2.37 persons. 39.81% of households in Belleville are renters.

Income and Rent Overburden in Belleville

The median gross income for households in Belleville is $43,318 a year, or $3,610 a month. The median rent for the city is $741 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Belleville, a household making less than $2,470 a month would be considered overburdened when renting an apartment at or above the median rent. 46.62% of households who rent are overburdened in Belleville.1

Area Median Income In Belleville

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Belleville, the AMI is calculated from all households within St Clair County.

In Belleville, HUD calculates the Area Median Income for a family of four as $81,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Belleville

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Belleville HUD Rental Assistance in Belleville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,100 $19,550 $22,000 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
80% of Median $45,550 $52,050 $58,550 $65,050 $70,300 $75,500 $80,700 $85,900
Low Income Housing Tax Credits in Belleville

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1998 to 2010, 2 low income apartment communities containing 102 rental apartments have been constructed and made affordable to low income persons in Belleville by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Belleville

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
60% of Median $34,200 $39,060 $43,920 $48,780 $52,740 $56,640 $60,540 $64,440

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Belleville is $43,920 a year, or $3,660 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,660 by 30% to get a maximum rent of $1,098 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $713 $763 $915 $1,058 $1,180 $1,302
60% $855 $916 $1,098 $1,269 $1,416 $1,562
Fair Market Rents in Belleville

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$633 $701 $905 $1,185 $1,395