Affordable Housing In Cass County

10 Low Income Apartment Communities In Cass County

Beardstown Apartments

412 Beard Street
Beardstown, IL
Call For Rent
1-2 BR

Beardstown Apartments

600 W 4th St
Beardstown, IL
HCV Welcome

St Anne Residence

309 E 9th St
Beardstown, IL
Elderly Supportive Housing

Parkview Apartments

Clendenon/4Th And 5th St
Beardstown, IL
Disabled Supportive Housing

Cila Home I

220 E 14th St
Beardstown, IL
HCV Welcome

Elderly Housing

900 W 6th St
Beardstown, IL

Welch Woods Mhr - 2034 8855t Chandlervil

8855 Chandlerville Rd
Beardstown, IL
HCV Welcome

Welch Woods

12 Frank Wessel Dr
Beardstown, IL
HCV Welcome

Cila Home ( Beardstown Il 2 )

6 Bridgeview
Beardstown, IL
HCV Welcome

Riverside Apartments

1A Frank Wessel Dr
Beardstown, IL
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Housing Authorities that serve Cass County

Housing Authority Programs
The Housing Authority of the County of Cass Il. Public Housing

Guide To Affordable Housing in Cass County, Illinois

There are 10 low income housing apartment communities offering 503 affordable apartments for rent in Cass County, Illinois. Cass County features 406 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 97 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Cass County.

Sourced from federal housing data and research.

Cass County, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 10
Total Low Income Apartments 503
Total Housing Units with Rental Assistance 406
Percentage of Housing Units Occupied By Renters 27.21%
Average Renter Household Size 2.42
Average Household Size 2.51
Median Household Income $47,434 ±$3,013
Median Rent $594 ±$33
Percentage Of Renters Overburdened 29.82% ± 5.99pp
Total Population 13,254

Population and Household Demographics

Cass County is a County in Illinois with a population of 13,254. There are 5,200 households in the county with an average household size of 2.51 persons. 27.21% of households in Cass County are renters.

Income and Rent Overburden in Cass County

The median gross income for households in Cass County is $47,434 a year, or $3,953 a month. The median rent for the county is $594 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cass County, a household making less than $1,980 a month would be considered overburdened when renting an apartment at or above the median rent. 29.82% of households who rent are overburdened in Cass County.1

Area Median Income In Cass County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cass County, HUD calculates the Area Median Income for a family of four as $62,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cass County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cass County HUD Rental Assistance in Cass County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,950 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,250 $26,550 $29,850 $33,150 $35,850 $38,500 $41,150 $43,800
80% of Median $37,150 $42,450 $47,750 $53,050 $57,300 $61,550 $65,800 $70,050
Low Income Housing Tax Credits in Cass County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1994 to 2005, 4 low income apartment communities containing 62 rental apartments have been constructed and made affordable to low income persons in Cass County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cass County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,250 $26,550 $29,850 $33,150 $35,850 $38,500 $41,150 $43,800
60% of Median $27,900 $31,860 $35,820 $39,780 $43,020 $46,200 $49,380 $52,560

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cass County is $35,820 a year, or $2,985 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,985 by 30% to get a maximum rent of $896 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $581 $623 $746 $863 $963 $1,062
60% $698 $747 $896 $1,035 $1,155 $1,274
Fair Market Rents in Cass County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$474 $600 $698 $923 $979

Cities In Cass County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Beardstown 10 The HUD funded Public Housing Agency that serves Beardstown is the The Housing Authority of the County of Cass Il..
Virginia 0 The HUD funded Public Housing Agency that serves Virginia is the The Housing Authority of the County of Cass Il..
Ashland 0 The HUD funded Public Housing Agency that serves Ashland is the The Housing Authority of the County of Cass Il..
Arenzville 0
Chandlerville 0