Public Housing Agencies Serving Champaign, Illinois

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Champaign, Illinois Affordable Housing Data

Income Based Apartments in Champaign, Illinois

Champaign features 767 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Champaign, Illinois

There are 598 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Champaign.

Housing Choice Vouchers in Champaign, Illinois

On average, Section 8 Housing Choice vouchers pay Champaign landlords $300 per month towards rent. The average voucher holder contributes $200 towards rent in Champaign.

The maximum amount a voucher would pay on behalf of a low-income tenant in Champaign, Illinois for a two-bedroom apartment is between $927 and $1,133.

2023 Champaign, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Sourced from federal housing data and AffordableHousingOnline.com research.

Champaign, IL Affordable Housing Snapshot

Total Affordable Apartment Properties	19
Total Low Income Apartments	1,869
Total Housing Units with Rental Assistance	767
Percentage of Housing Units Occupied By Renters	53.09%
Average Renter Household Size	2.21
Average Household Size	2.30
Median Household Income	$42,094 ±$1,660
Median Rent	$874 ±$22
Percentage Of Renters Overburdened	53.97% ± 2.81pp
Total Population	84,008

Population and Household Demographics

Champaign is a city in Champaign County, Illinois with a population of 84,008. There are 33,088 households in the city with an average household size of 2.30 persons. 53.09% of households in Champaign are renters.

Income and Rent Overburden in Champaign

The median gross income for households in Champaign is $42,094 a year, or $3,508 a month. The median rent for the city is $874 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Champaign, a household making less than $2,913 a month would be considered overburdened when renting an apartment at or above the median rent. 53.97% of households who rent are overburdened in Champaign.

Area Median Income In Champaign

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Champaign, the AMI is calculated from all households within Champaign County.

In Champaign, HUD calculates the Area Median Income for a family of four as $91,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Champaign

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Champaign