Affordable Housing In East St Louis
St Clair County, Illinois

4 Low Income Apartment Communities In East St Louis

Rush Senior Gardens

1520 Bond Ave
East St Louis, IL
62+
Accessible
Elderly Supportive Housing
Subsidized

Parsons Place

N 18th St & Parsons Ave
East St Louis, IL
HCV Welcome

Central City Apartments

1421 Bowman St
East St Louis, IL
HCV Welcome

Parsons Place Phase II

1900 Lynch Ave
East St Louis, IL
HCV Welcome
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There are 4 low income housing apartment complexes which contain 413 affordable apartments for rent in East St Louis. Many of these rental apartments are income based housing with 53 apartments that set rent based on your income. In East St Louis, HUD housing programs support 0 rental assistance apartments through programs like Project-based Section 8. There are 360 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Guide To Affordable Housing in East St Louis, Illinois

East St Louis, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 4
Total Low Income Apartments 413
Total Rent Assisted Apartments 53
Percentage of Housing Units Occupied By Renters 56.19%
Average Renter Household Size 2.49
Total Population 26,689
Housing Units 10,480
Average Household Size 2.52
Median Household Income $19,520 ±$1,545
Median Rent $541 ±$46
Percentage Of Renters Overburdened 52.42% ± 5.21pp

Population and Household Demographics

East St Louis is a City in St Clair County, Illinois with a population of 26,689. There are 10,480 households in the city with an average household size of 2.52 persons. 56.19% of households in East St Louis are renters.

Income and Rent Overburden in East St Louis

The median gross income for households in East St Louis is $19,520 a year, or $1,627 a month. The median rent for the city is $541 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In East St Louis, a household making less than $1,803 a month would be considered overburdened when renting an apartment at or above the median rent. 52.42% of households who rent are overburdened in East St Louis.1

Area Median Income In East St Louis

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For East St Louis, the AMI is calculated from all households within St Clair County.

In East St Louis, HUD calculates the Area Median Income for a family of four as $81,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in East St Louis

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for East St Louis HUD Rental Assistance in East St Louis

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,100 $19,550 $22,000 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
80% of Median $45,550 $52,050 $58,550 $65,050 $70,300 $75,500 $80,700 $85,900
Low Income Housing Tax Credits in East St Louis

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2002 to 2005, 3 low income apartment communities containing 282 rental apartments have been constructed and made affordable to low income persons in East St Louis by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in East St Louis

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $28,500 $32,550 $36,600 $40,650 $43,950 $47,200 $50,450 $53,700
60% of Median $34,200 $39,060 $43,920 $48,780 $52,740 $56,640 $60,540 $64,440

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in East St Louis is $43,920 a year, or $3,660 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,660 by 30% to get a maximum rent of $1,098 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $713 $763 $915 $1,058 $1,180 $1,302
60% $855 $916 $1,098 $1,269 $1,416 $1,562
Fair Market Rents in East St Louis

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$635 $713 $924 $1,215 $1,430