Low Income Apartments and Affordable Housing For Rent in Effingham County, IL

Discover affordable housing in Effingham County where there are 14+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Effingham Village Apartments

504 N Henrietta St, Effingham, Illinois 62401

Zink Apartments Altamont Watson

10 W Zink Dr, Altamont, Illinois 62411

Slate Creek Apartments

2301 S Veterans Dr, Effingham, Illinois 62401

Lake Pointe Apartments

1706 Ford Avenue, Effingham, Illinois 62401

Colonnade Apartments

512 E Hendelmeyer Ave, Effingham, Illinois 62401

Village Apartments of Effingham I

103 E Hendelmeyer Ave, Effingham, Illinois 62401

Village Apartments of Effingham II

101 E Hendelmeyer Ave, Effingham, Illinois 62401

Zinks Apartments Beecher City

104 S Sweazy St, Beecher City, Illinois 62414

Burton - Devore Apartments

610 N Henrietta St, Effingham, Illinois 62401

Altamont Senior Residences

406 East Cumberland Road, Altamont, Illinois 62411

Tensen Dairies Llc

17767 N 1630th St, Effingham, Illinois

215 N Banker St

215 N Banker St, Effingham, Illinois 62401

Parkway Manor

504 E Hendelmeyer Ave, Effingham, Illinois 62401

Village Apartments of Effingham Hr - 175

4th And Hendelmeyer, Effingham, Illinois 62501

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Effingham County, Illinois
$1.28 (+9%) more than Illinois minimum wage and $8.03 (+111%) more than the Federal minimum wage.
Learn More About Effingham County, Illinois Affordable Housing ↓

What HUD offices serve Effingham County, Illinois?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Public Housing programs for Effingham County, Illinois.

Go to the Illinois Public Housing and Low-Income Apartments Waiting Lists page for openings near Effingham County.

How many renters live in Effingham County, Illinois?

The County of Effingham County has 34,594 people living in 14,098 households.

There are 6,657 renters living in 3,129 renter households in this County. Renters make up 19.24 percent of the population living in Effingham County.

What is the rental market like in Effingham County, Illinois?

There are an estimated 15,313 housing units in the Effingham County area. Of these, 3,365 units are rental homes, making up 22 percent of the housing market. For every renter household in Effingham County, Illinois, there are 1 rental units.

What is the vacancy rate for rentals in Effingham County?

The rental vacancy rate in Effingham County is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Effingham County for each bedroom size?

Occupied Rental Units by Size in Effingham County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
412 616 1,249 627 164
Occupied Rental Units by Size in Effingham County

A large number of apartments in Effingham County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Effingham County are overburdened by housing costs?

Among renter households in this market, 28 percent have housing cost burden. Further, 12 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Effingham County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $625 to $1,173. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $625
One BR $629
Two BR $807
Three BR $1,125
Four BR $1,173
2024 Fair Market Rents in Effingham County, Illinois

How many units are rented at Fair Market Rent (FMR) in Effingham County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 176 43 percent
One BR 363 59 percent
Two BR 654 52 percent
Rental Units Below FMR in Effingham County, Illinois

How many affordable rental units are in Effingham County?

There are a variety of federal affordable housing programs serving households in Effingham County, Illinois including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 101
Public Housing 103
Section 8 Project-Based Rental Assistance 367
USDA Section 515 Rural Rental Housing 122
Tracked Units by Federal Program in Effingham County, Illinois

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Effingham County, Illinois

Effingham County features 568 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Effingham County, Illinois

There are 109 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Effingham County.

Housing Choice Vouchers in Effingham County, Illinois

On average, Section 8 Housing Choice vouchers pay Effingham County landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Effingham County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Effingham County, Illinois for a two-bedroom apartment is between $726 and $888.

Sourced from federal housing data and AffordableHousingOnline.com research.