Affordable Housing In Jefferson County
Illinois

14 Low Income Apartment Communities In Jefferson County

Woodlawn Vil. Apartments

706 Green St
Woodlawn, IL
Call For Rent
1-2 BR
Subsidized

Mt Vernon II Apartments

908 Ellis Dr
Mount Vernon, IL
Call For Rent
1-2 BR
Subsidized

Mt Vernon l Lamplight Manor

902 Salem Rd
Mount Vernon, IL
Call For Rent
1-2 BR

Woodlawn Villa Apartments

E Galaxy St
Woodlawn, IL
Subsidized

Rome Meadows

Rome Meadows
Dix, IL
Subsidized

Willow Springs Apartments

4000 Willow Spgs
Mount Vernon, IL
Subsidized

Mt Vernon Elderly

4217 Rose Ln
Mount Vernon, IL
Subsidized

Martin Lamplighter

Old Salem Rd
Mount Vernon, IL
HCV Welcome

Cedar Pointe

Cedar Pointe
Mount Vernon, IL
HCV Welcome

College Oakes Park

College Oakes Park
Mount Vernon, IL
HCV Welcome

There are 14 low income housing apartment complexes which contain 1,013 affordable apartments for rent in Jefferson County. Many of these rental apartments are income based housing with 697 apartments that set rent based on your income. In Jefferson County, HUD housing programs support 319 rental assistance apartments through programs like Project-based Section 8. There are 316 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Jefferson County

Housing Authority Programs
Housing Authority of Jefferson County Section 8 Housing Choice Voucher (HCV); Public Housing

Other Housing Authorities located in Jefferson County

Housing Authority Programs
Housing Authority of Mt. Vernon Illinois Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Jefferson County, Illinois

Jefferson County, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 14
Total Low Income Apartments 1,013
Total Rent Assisted Apartments 697
Percentage of Housing Units Occupied By Renters 27.03%
Average Renter Household Size 2.06
Total Population 38,578
Housing Units 15,277
Average Household Size 2.39
Median Household Income $43,247 ±$2,341
Median Rent $590 ±$23
Percentage Of Renters Overburdened 41.63% ± 4.72pp

Population and Household Demographics

Jefferson County is a County in Illinois with a population of 38,578. There are 15,277 households in the county with an average household size of 2.39 persons. 27.03% of households in Jefferson County are renters.

Income and Rent Overburden in Jefferson County

The median gross income for households in Jefferson County is $43,247 a year, or $3,604 a month. The median rent for the county is $590 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Jefferson County, a household making less than $1,967 a month would be considered overburdened when renting an apartment at or above the median rent. 41.63% of households who rent are overburdened in Jefferson County.1

Area Median Income In Jefferson County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Jefferson County, HUD calculates the Area Median Income for a family of four as $60,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Jefferson County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Jefferson County HUD Rental Assistance in Jefferson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,950 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,250 $26,550 $29,850 $33,150 $35,850 $38,500 $41,150 $43,800
80% of Median $37,150 $42,450 $47,750 $53,050 $57,300 $61,550 $65,800 $70,050
Low Income Housing Tax Credits in Jefferson County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1996 to 2008, 2 low income apartment communities containing 228 rental apartments have been constructed and made affordable to low income persons in Jefferson County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Jefferson County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $27,900 $31,860 $35,820 $39,780 $43,020 $46,200 $49,380 $52,560

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Jefferson County is $35,820 a year, or $2,985 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,985 by 30% to get a maximum rent of $896 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $581 $623 $746 $863 $963 $1,062
60% $698 $747 $896 $1,035 $1,155 $1,274
Fair Market Rents in Jefferson County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$466 $542 $704 $882 $969

Cities In Jefferson County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Mount Vernon 10 The HUD funded Public Housing Agency that serves Mount Vernon is the Housing Authority of Jefferson County.
Woodlawn 2 The HUD funded Public Housing Agency that serves Woodlawn is the Housing Authority of Jefferson County.
Dix 2 The HUD funded Public Housing Agency that serves Dix is the Housing Authority of Jefferson County.
Belle Rive 0 The HUD funded Public Housing Agency that serves Belle Rive is the Housing Authority of Jefferson County.
Bluford 0 The HUD funded Public Housing Agency that serves Bluford is the Housing Authority of Jefferson County.
Bonnie 0 The HUD funded Public Housing Agency that serves Bonnie is the Housing Authority of Jefferson County.
Ina 0 The HUD funded Public Housing Agency that serves Ina is the Housing Authority of Jefferson County.
Nason 0 The HUD funded Public Housing Agency that serves Nason is the Housing Authority of Jefferson County.
Waltonville 0 The HUD funded Public Housing Agency that serves Waltonville is the Housing Authority of Jefferson County.
Opdyke 0 The HUD funded Public Housing Agency that serves Opdyke is the Housing Authority of Jefferson County.