Affordable Housing In Jo Daviess County
Illinois

16 Low Income Apartment Communities In Jo Daviess County

Victoria Heights Galena Apartments

831 Young Street
Galena, IL
Call For Rent
1-3 BR
Subsidized

Badger Ridge Homes

19323 Ridge Dr
East Dubuque, IL
Call For Rent
3 BR

Coatsworth Building

126 S Main St
Galena, IL
Subsidized

Rainbow Ridge IIi

605 N Main St
Stockton, IL
Accessible
Disabled Supportive Housing
Subsidized

Badger Ridge Homes

7600 N Badger Rd
East Dubuque, IL
HCV Welcome

Prestwick Senior Community

957 James St
Galena, IL
62+
HCV Welcome

Hillside Apartments, Elizabeth Housing

310 Illinois St
Elizabeth, IL
HCV Welcome

Gearview Hgts Mccoy Manor

341 Franklin St
Galena, IL

Mensendike Apartments

287 Douglas St
Warren, IL
Subsidized

Lena Retreat

602 N Schuyler St
Lena, IL
HCV Welcome

There are 16 low income housing apartment complexes which contain 1,437 affordable apartments for rent in Jo Daviess County. Many of these rental apartments are income based housing with 1,237 apartments that set rent based on your income. In Jo Daviess County, HUD housing programs support 18 rental assistance apartments through programs like Project-based Section 8. There are 200 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Jo Daviess County

Housing Authority Programs
Jo Daviess County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Jo Daviess County, Illinois

Jo Daviess County, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 16
Total Low Income Apartments 1,437
Total Rent Assisted Apartments 1,237
Percentage of Housing Units Occupied By Renters 21.06%
Average Renter Household Size 1.94
Total Population 22,397
Housing Units 9,542
Average Household Size 2.33
Median Household Income $53,221 ±$1,951
Median Rent $616 ±$48
Percentage Of Renters Overburdened 29.85% ± 5.74pp

Population and Household Demographics

Jo Daviess County is a County in Illinois with a population of 22,397. There are 9,542 households in the county with an average household size of 2.33 persons. 21.06% of households in Jo Daviess County are renters.

Income and Rent Overburden in Jo Daviess County

The median gross income for households in Jo Daviess County is $53,221 a year, or $4,435 a month. The median rent for the county is $616 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Jo Daviess County, a household making less than $2,053 a month would be considered overburdened when renting an apartment at or above the median rent. 29.85% of households who rent are overburdened in Jo Daviess County.1

Area Median Income In Jo Daviess County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Jo Daviess County, HUD calculates the Area Median Income for a family of four as $75,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Jo Daviess County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Jo Daviess County HUD Rental Assistance in Jo Daviess County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,900 $18,200 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $26,500 $30,250 $34,050 $37,800 $40,850 $43,850 $46,900 $49,900
80% of Median $42,350 $48,400 $54,450 $60,500 $65,350 $70,200 $75,050 $79,900
Low Income Housing Tax Credits in Jo Daviess County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2004, 7 low income apartment communities containing 211 rental apartments have been constructed and made affordable to low income persons in Jo Daviess County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Jo Daviess County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $31,800 $36,300 $40,860 $45,360 $49,020 $52,620 $56,280 $59,880

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Jo Daviess County is $40,860 a year, or $3,405 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,405 by 30% to get a maximum rent of $1,022 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $663 $709 $851 $983 $1,096 $1,210
60% $795 $851 $1,022 $1,180 $1,316 $1,452
Fair Market Rents in Jo Daviess County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$491 $609 $697 $973 $1,069

Cities In Jo Daviess County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Galena 5 The HUD funded Public Housing Agency that serves Galena is the Jo Daviess County Housing Authority.
Stockton 2 The HUD funded Public Housing Agency that serves Stockton is the Jo Daviess County Housing Authority.
Warren 3 The HUD funded Public Housing Agency that serves Warren is the Jo Daviess County Housing Authority.
Lena 2 The HUD funded Public Housing Agency that serves Lena is the Jo Daviess County Housing Authority.
Elizabeth 1 The HUD funded Public Housing Agency that serves Elizabeth is the Jo Daviess County Housing Authority.
Apple River 1 The HUD funded Public Housing Agency that serves Apple River is the Jo Daviess County Housing Authority.
East Dubuque 2 The HUD funded Public Housing Agency that serves East Dubuque is the Jo Daviess County Housing Authority.
Scales Mound 0 The HUD funded Public Housing Agency that serves Scales Mound is the Jo Daviess County Housing Authority.
Apple Canyon Lake 0 The HUD funded Public Housing Agency that serves Apple Canyon Lake is the Jo Daviess County Housing Authority.
Hanover 0 The HUD funded Public Housing Agency that serves Hanover is the Jo Daviess County Housing Authority.
Menominee 0 The HUD funded Public Housing Agency that serves Menominee is the Jo Daviess County Housing Authority.
Nora 0 The HUD funded Public Housing Agency that serves Nora is the Jo Daviess County Housing Authority.
The Galena Territory 0 The HUD funded Public Housing Agency that serves The Galena Territory is the Jo Daviess County Housing Authority.