Affordable Housing In Kane County
Illinois

9 Low Income Apartment Communities In Kane County

Fox View Apartments

27 Oxford Dr
Carpentersville, IL
Call For Rent
2-3 BR
Subsidized

Parkview Apartments

11513 Douglas Ave
Huntley, IL
Call For Rent
1-2 BR
HCV Welcome

Foxview Apartments II

3 Oxford Dr
Carpentersville, IL
Subsidized

Greencastle of North Aurora, Inc

100 Mitchell Rd
North Aurora, IL
62+
Accessible
Elderly Supportive Housing
Subsidized

Union School Apartments

405 N 6th St
West Dundee, IL
HCV Welcome

Meadows I Apartments

318 Dempsey St
Elburn, IL
HCV Welcome

Montgomery Farms Senior Apartments

1500 Briarcliff Rd
Montgomery, IL
HCV Welcome

Green Trees I

11417 E Main St
Huntley, IL
Subsidized

North Aurora Senior Housing Pr

204 Magnolia Dr
North Aurora, IL
HCV Welcome
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There are 9 low income housing apartment complexes which contain 1,030 affordable apartments for rent in Kane County. Many of these rental apartments are income based housing with 804 apartments that set rent based on your income. In Kane County, HUD housing programs support 520 rental assistance apartments through programs like Project-based Section 8. There are 226 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Other Housing Authorities located in Kane County

Housing Authority Programs
Aurora Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing
Housing Authority of Elgin Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Kane County, Illinois

Kane County, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 9
Total Low Income Apartments 1,030
Total Rent Assisted Apartments 804
Percentage of Housing Units Occupied By Renters 26.42%
Average Renter Household Size 3.04
Total Population 524,886
Housing Units 172,479
Average Household Size 3.01
Median Household Income $70,696 ±$1,068
Median Rent $1,011 ±$20
Percentage Of Renters Overburdened 49.28% ± 1.94pp

Population and Household Demographics

Kane County is a County in Illinois with a population of 524,886. There are 172,479 households in the county with an average household size of 3.01 persons. 26.42% of households in Kane County are renters.

Income and Rent Overburden in Kane County

The median gross income for households in Kane County is $70,696 a year, or $5,891 a month. The median rent for the county is $1,011 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Kane County, a household making less than $3,370 a month would be considered overburdened when renting an apartment at or above the median rent. 49.28% of households who rent are overburdened in Kane County.1

Area Median Income In Kane County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Kane County, HUD calculates the Area Median Income for a family of four as $89,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Kane County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Kane County HUD Rental Assistance in Kane County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $18,750 $21,400 $24,100 $26,750 $30,170 $34,590 $39,010 $43,430
50% of Median $31,200 $35,650 $40,100 $44,550 $48,150 $51,700 $55,250 $58,850
80% of Median $49,950 $57,050 $64,200 $71,300 $77,050 $82,750 $88,450 $94,150
Low Income Housing Tax Credits in Kane County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1995 to 1997, 3 low income apartment communities containing 597 rental apartments have been constructed and made affordable to low income persons in Kane County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Kane County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $37,440 $42,780 $48,120 $53,460 $57,780 $62,040 $66,300 $70,620

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Kane County is $48,120 a year, or $4,010 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,010 by 30% to get a maximum rent of $1,203 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $780 $836 $1,003 $1,159 $1,293 $1,426
60% $936 $1,003 $1,203 $1,391 $1,551 $1,712
Fair Market Rents in Kane County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$915 $1,044 $1,212 $1,542 $1,844

Cities In Kane County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Montgomery 1
North Aurora 2 The HUD funded Public Housing Agency that serves North Aurora is the Housing Authority of Elgin.
West Dundee 1 The HUD funded Public Housing Agency that serves West Dundee is the Housing Authority of Elgin.
Carpentersville 2 The HUD funded Public Housing Agency that serves Carpentersville is the Housing Authority of Elgin.
Huntley 2
Elburn 1 The HUD funded Public Housing Agency that serves Elburn is the Housing Authority of Elgin.
Geneva 0 The HUD funded Public Housing Agency that serves Geneva is the Housing Authority of Elgin.
South Elgin 0 The HUD funded Public Housing Agency that serves South Elgin is the Housing Authority of Elgin.
Algonquin 0 The HUD funded Public Housing Agency that serves Algonquin is the Housing Authority of Elgin.
Big Rock 0
Burlington 0
Campton Hills 0
Gilberts 0 The HUD funded Public Housing Agency that serves Gilberts is the Housing Authority of Elgin.
Hampshire 0 The HUD funded Public Housing Agency that serves Hampshire is the Housing Authority of Elgin.
Kaneville 0
Lily Lake 0
Pingree Grove 0
Prestbury 0
Sleepy Hollow 0
Sugar Grove 0 The HUD funded Public Housing Agency that serves Sugar Grove is the Housing Authority of Elgin.
Virgil 0
Aurora 20 The HUD funded Public Housing Agencies that serve Aurora are the Aurora Housing Authority and DuPage Housing Authority.
Elgin 13 The HUD funded Public Housing Agency that serves Elgin is the Housing Authority of Elgin.