Affordable Housing In McDonough County
Illinois

16 Low Income Apartment Communities In McDonough County

Section 8 Vouchers, Apartments, and Waiting Lists in McDonough County, Illinois

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving McDonough County, Illinois

Housing Authority	Programs
Housing Authority of McDonough County	Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in McDonough County, Illinois

There are 16 low income housing apartment communities offering 963 affordable apartments for rent in McDonough County, Illinois.

Income Based Apartments in McDonough County, Illinois

McDonough County features 663 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in McDonough County, Illinois

There are 184 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in McDonough County.

Housing Choice Vouchers in McDonough County, Illinois

On average, Section 8 Housing Choice vouchers pay McDonough County landlords $500 per month towards rent. The average voucher holder contributes $300 towards rent in McDonough County.

The maximum amount a voucher would pay on behalf of a low-income tenant in McDonough County, Illinois for a two-bedroom apartment is between $715 and $873.

2023 McDonough County, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

	Studio	One BR	Two BR	Three BR	Four BR
McDonough County, Illinois Fair Market Rent	$545	$650	$794	$1,078	$1,232
McDonough County, Illinois Payment Standard Range	$491 to $600	$585 to $715	$715 to $873	$970 to $1,186	$1,109 to $1,355

Sourced from federal housing data and AffordableHousingOnline.com research.

McDonough County, IL Affordable Housing Snapshot

Total Affordable Apartment Properties	16
Total Low Income Apartments	963
Total Housing Units with Rental Assistance	663
Percentage of Housing Units Occupied By Renters	36.31%
Average Renter Household Size	2.04
Average Household Size	2.29
Median Household Income	$40,314 ±$2,322
Median Rent	$630 ±$47
Percentage Of Renters Overburdened	47.62% ± 5.21pp
Total Population	32,009

Population and Household Demographics

McDonough County is a county in Illinois with a population of 32,009. There are 12,129 households in the county with an average household size of 2.29 persons. 36.31% of households in McDonough County are renters.

Income and Rent Overburden in McDonough County

The median gross income for households in McDonough County is $40,314 a year, or $3,360 a month. The median rent for the county is $630 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In McDonough County, a household making less than $2,100 a month would be considered overburdened when renting an apartment at or above the median rent. 47.62% of households who rent are overburdened in McDonough County.

Area Median Income In McDonough County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In McDonough County, HUD calculates the Area Median Income for a family of four as $78,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in McDonough County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in McDonough County

	1 Person	2 Person	3 Person	4 Person	5 Person	6 Person	7 Person	8 Person
30% AMI Income Limits Renters earning up to 30% of the McDonough County AMI may qualify for rental assistance programs that target Extremely Low Income households.	$16,450	$18,800	$23,030	$27,750	$32,470	$37,190	$41,910	$46,630
50% AMI Income Limits Renters earning up to 50% of the McDonough County AMI may qualify for rental assistance programs that target Very Low Income households.	$27,450	$31,350	$35,250	$39,150	$42,300	$45,450	$48,550	$51,700
80% AMI Income Limits Renters earning up to 80% of the McDonough County AMI may qualify for rental assistance programs that target Low Income households.	$43,900	$50,150	$56,400	$62,650	$67,700	$72,700	$77,700	$82,700