Affordable Housing In Ottawa
Alexander County, Illinois

12 Low Income Apartment Communities In Ottawa

Turnberry Court Apartments II

2811 Champlain St
Ottawa, IL
$310-992
1-3 BR
HCV Welcome

Turnberry Court Apartments I

2811 Champlain St
Ottawa, IL
$310-992
1-3 BR
HCV Welcome
Market Rate

Ottawa Country Place Apartments

701 W McKinley St
Ottawa, IL
Call For Rent
1-2 BR
Subsidized

Gracefield Apartments

2727 Cherie Lane
Ottawa, IL
Call For Rent
1-3 BR
Subsidized

Anthony Place at Ottawa

727 Clinton St
Ottawa, IL
Call For Rent
1-2 BR
HCV Welcome

Woodcrest Apartments

1410 Dakota Drive
Ottawa, IL
Subsidized

Ottawa Place Hr - 491 Seminole Drive

Seminole Dr
Ottawa, IL
HCV Welcome

Manor House Apartments 1

2100 Somerset Dr
Ottawa, IL
HCV Welcome

Manor House Apartments 2

2101 Somerset Dr
Ottawa, IL
HCV Welcome

Manor House Apartments 3

2108 Somerset Dr
Ottawa, IL
HCV Welcome

Housing Authorities that serve Ottawa

Housing Authority Programs
Alexander County Housing Authority Public Housing

Other Housing Authorities located in Ottawa

Housing Authority Programs
Housing Authority for LaSalle County Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Ottawa, Illinois

There are 12 low income housing apartment communities offering 727 affordable apartments for rent in Ottawa, Illinois. Ottawa features 470 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 257 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Ottawa.

Sourced from federal housing data and AffordableHousingOnline.com research.

Ottawa, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 727
Total Housing Units with Rental Assistance 470
Percentage of Housing Units Occupied By Renters 38.21%
Average Renter Household Size 2.33
Average Household Size 2.38
Median Household Income $46,477 ±$4,122
Median Rent $721 ±$29
Percentage Of Renters Overburdened 44.7% ± 7.35pp
Total Population 18,565

Population and Household Demographics

Ottawa is a City in Alexander County, Illinois with a population of 18,565. There are 7,605 households in the city with an average household size of 2.38 persons. 38.21% of households in Ottawa are renters.

Income and Rent Overburden in Ottawa

The median gross income for households in Ottawa is $46,477 a year, or $3,873 a month. The median rent for the city is $721 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Ottawa, a household making less than $2,403 a month would be considered overburdened when renting an apartment at or above the median rent. 44.7% of households who rent are overburdened in Ottawa.1

Area Median Income In Ottawa

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Ottawa, the AMI is calculated from all households within Alexander County.

In Ottawa, HUD calculates the Area Median Income for a family of four as $63,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Ottawa

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Ottawa HUD Rental Assistance in Ottawa

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,400 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $42,000
50% of Median $22,300 $25,450 $28,650 $31,800 $34,350 $36,900 $39,450 $42,000
80% of Median $35,650 $40,750 $45,850 $50,900 $55,000 $59,050 $63,150 $67,200
Low Income Housing Tax Credits in Ottawa

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 2002 to 2007, 4 low income apartment communities containing 176 rental apartments have been constructed and made affordable to low income persons in Ottawa by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Ottawa

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $22,300 $25,450 $28,650 $31,800 $34,350 $36,900 $39,450 $42,000
60% of Median $26,760 $30,540 $34,380 $38,160 $41,220 $44,280 $47,340 $50,400

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Ottawa is $34,380 a year, or $2,865 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,865 by 30% to get a maximum rent of $860 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $558 $597 $716 $827 $923 $1,018
60% $669 $716 $860 $992 $1,107 $1,222
Fair Market Rents in Ottawa

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$542 $587 $773 $1,115 $1,188