What HUD offices serve Saint Joseph, Illinois?
Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.
Go to the Illinois Public Housing and Low-Income Apartments Waiting Lists page for openings near Saint Joseph.
How many renters live in Saint Joseph, Illinois?
The City of Saint Joseph has 3,931 people living in 1,494 households.
There are 262 renters living in 213 renter households in this City. Renters make up 6.66 percent of the population living in Saint Joseph.
What is the rental market like in Saint Joseph, Illinois?
There are an estimated 1,494 housing units in the Saint Joseph area. Of these, 213 units are rental homes, making up 14 percent of the housing market. For every renter household in Saint Joseph, Illinois, there are 1 rental units.
What is the vacancy rate for rentals in Saint Joseph?
The rental vacancy rate in Saint Joseph is 0 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.
How many rental units are in Saint Joseph for each bedroom size?
Occupied Rental Units by Size in Saint Joseph
| Studio | One-Bedroom | Two-Bedroom | Three-Bedroom | Four+ Bedrooms |
|---|---|---|---|---|
| 15 | 52 | 87 | 41 | 18 |
Occupied Rental Units by Size in Saint Joseph
A large number of apartments in Saint Joseph have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.
How many renter households in Saint Joseph are overburdened by housing costs?
Among renter households in this market, 29 percent have housing cost burden. Further, 6 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.
The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.
How Much Is Rent in Saint Joseph
Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $880 to $1,397. FMRs are updated annually by HUD for every city and county nationwide.
| Bed Size | 2024 Fair Market Rents |
| Studio | $880 |
| One BR | $885 |
| Two BR | $1,049 |
| Three BR | $1,372 |
| Four BR | $1,397 |
2024 Fair Market Rents in Saint Joseph, Illinois
How many units are rented at Fair Market Rent (FMR) in Saint Joseph?
Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.
These are the approximate number of units renting below the FMR in this market:
| Unit Size | Count of Units Below FMR | Percentage of Total Units Below FMR |
| Studio | 15 | 100 percent |
| One BR | 46 | 88 percent |
| Two BR | 62 | 71 percent |
Rental Units Below FMR in Saint Joseph, Illinois
How many affordable rental units are in Saint Joseph?
There are a variety of federal affordable housing programs serving households in Saint Joseph, Illinois including the following:
| Federal Program | Unit Count |
| Low Income Housing Tax Credit | 24 |
| USDA Section 515 Rural Rental Housing | 48 |
Tracked Units by Federal Program in Saint Joseph, Illinois
Rental units may be funded in part by multiple federal programs.
Income Based Apartments in Saint Joseph, Illinois
Saint Joseph features 48 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.
Low Rent Apartments in Saint Joseph, Illinois
There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Saint Joseph.
Housing Choice Vouchers in Saint Joseph, Illinois
On average, Section 8 Housing Choice vouchers pay Saint Joseph landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Saint Joseph.
The maximum amount a voucher would pay on behalf of a low-income tenant in Saint Joseph, Illinois for a two-bedroom apartment is between $944 and $1,154.
Sourced from federal housing data and AffordableHousingOnline.com research.