Affordable Housing In Shelby County
Illinois

10 Low Income Apartment Communities In Shelby County

Martin Lamplighter

1516 Maine St
Windsor, IL
Call For Rent
1-2 BR
HCV Welcome

Shelbyville Apartments

210 Meadow View Ct
Shelbyville, IL
Call For Rent
1-2 BR
HCV Welcome

White Oak Property

RR 1
Cowden, IL
Subsidized

Lakeshore Apartments Shelbyville

1210 N Broadway St
Shelbyville, IL
Subsidized

Lake Towers

414 S Morgan St
Shelbyville, IL

Heinlien Square Shelbyville

411 S Heinlein Dr
Shelbyville, IL
HCV Welcome

Country View Shelbyville

1114 W South 9th St
Shelbyville, IL
Subsidized

The Elms

405 W Division St
Findlay, IL
HCV Welcome

Cornerstone Apartments

477 S Heinlein Dr
Shelbyville, IL
HCV Welcome

Shelbyville Homes

SW Corner of Vandalia Rd
Shelbyville, IL
HCV Welcome
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Housing Authorities that serve Shelby County

Housing Authority Programs
Housing Authority of the County of Shelby Il. Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Shelby County, Illinois

According to federal housing data and AffordableHousingOnline.com research, there are 10 low income housing apartment communities offering 362 affordable apartments for rent in Shelby County, Illinois. Shelby County features 237 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 125 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Shelby County.

Shelby County, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 10
Total Low Income Apartments 362
Total Housing Units with Rental Assistance 237
Percentage of Housing Units Occupied By Renters 18.41%
Average Renter Household Size 2.21
Average Household Size 2.42
Median Household Income $47,850 ±$3,017
Median Rent $554 ±$57
Percentage Of Renters Overburdened 28.53% ± 7pp
Total Population 22,115

Population and Household Demographics

Shelby County is a County in Illinois with a population of 22,115. There are 9,044 households in the county with an average household size of 2.42 persons. 18.41% of households in Shelby County are renters.

Income and Rent Overburden in Shelby County

The median gross income for households in Shelby County is $47,850 a year, or $3,988 a month. The median rent for the county is $554 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Shelby County, a household making less than $1,847 a month would be considered overburdened when renting an apartment at or above the median rent. 28.53% of households who rent are overburdened in Shelby County.1

Area Median Income In Shelby County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Shelby County, HUD calculates the Area Median Income for a family of four as $61,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Shelby County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Shelby County HUD Rental Assistance in Shelby County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,950 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,250 $26,550 $29,850 $33,150 $35,850 $38,500 $41,150 $43,800
80% of Median $37,150 $42,450 $47,750 $53,050 $57,300 $61,550 $65,800 $70,050
Low Income Housing Tax Credits in Shelby County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1996 to 1997, 2 low income apartment communities containing 88 rental apartments have been constructed and made affordable to low income persons in Shelby County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Shelby County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,250 $26,550 $29,850 $33,150 $35,850 $38,500 $41,150 $43,800
60% of Median $27,900 $31,860 $35,820 $39,780 $43,020 $46,200 $49,380 $52,560

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Shelby County is $35,820 a year, or $2,985 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,985 by 30% to get a maximum rent of $896 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $581 $623 $746 $863 $963 $1,062
60% $698 $747 $896 $1,035 $1,155 $1,274
Fair Market Rents in Shelby County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$474 $605 $698 $1,007 $1,192

Cities In Shelby County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Shelbyville 7 The HUD funded Public Housing Agency that serves Shelbyville is the Housing Authority of the County of Shelby Il..
Sigel 0 The HUD funded Public Housing Agency that serves Sigel is the Housing Authority of the County of Shelby Il..
Findlay 1 The HUD funded Public Housing Agency that serves Findlay is the Housing Authority of the County of Shelby Il..
Windsor 1 The HUD funded Public Housing Agency that serves Windsor is the Housing Authority of the County of Shelby Il..
Cowden 1
Herrick 0
Strasburg 0
Tower Hill 0
Westervelt 0
Oconee 0
Stewardson 0