Affordable Housing In Springfield
Sangamon County, Illinois


Waiting List Openings In Springfield

Waiting ListStatus
Springfield Housing Authority Housing Choice Voucher Open Now

48 Low Income Apartment Communities In Springfield

Sunley Fund I

1915 N Elizabeth St
Springfield, IL
HCV Welcome

Union Baptist Plaza

1400 E Adams St
Springfield, IL
HCV Welcome

901 N Seventh St Duplex

901 N 7th St
Springfield, IL
HCV Welcome

903 N Seventh St Duplex

903 N 7th St
Springfield, IL
HCV Welcome

Bonansinga Sankey Apartments

1151 N 8th St
Springfield, IL

Springfield Plaza

3000 S Woodward St
Springfield, IL
HCV Welcome

Nehemiah Homes II

317 S 15th St
Springfield, IL
HCV Welcome

800 N 6th Street Duplesx

800 N 6th St
Springfield, IL
HCV Welcome

There are 48 low income housing apartment complexes which contain 3,425 affordable apartments for rent in Springfield. Many of these rental apartments are income based housing with 2,001 apartments that set rent based on your income. In Springfield, HUD housing programs support 860 rental assistance apartments through programs like Project-based Section 8. There are 1,240 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Springfield

Housing Authority Programs
Springfield Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-sufficiency; Veteran Affairs Supportive Housing (VASH); Section 8 Project-Based Voucher (PBV); Mainstream Voucher

Guide To Affordable Housing in Springfield, Illinois

Springfield, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 48
Total Low Income Apartments 3,425
Total Rent Assisted Apartments 2,001
Percentage of Housing Units Occupied By Renters 37.95%
Average Renter Household Size 2.14
Total Population 117,061
Housing Units 50,575
Average Household Size 2.24
Median Household Income $49,868 ±$1,393
Median Rent $732 ±$13
Percentage Of Renters Overburdened 48% ± 2.65pp

Population and Household Demographics

Springfield is a City in Sangamon County, Illinois with a population of 117,061. There are 50,575 households in the city with an average household size of 2.24 persons. 37.95% of households in Springfield are renters.

Income and Rent Overburden in Springfield

The median gross income for households in Springfield is $49,868 a year, or $4,156 a month. The median rent for the city is $732 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Springfield, a household making less than $2,440 a month would be considered overburdened when renting an apartment at or above the median rent. 48% of households who rent are overburdened in Springfield.1

Area Median Income In Springfield

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Springfield, the AMI is calculated from all households within Sangamon County.

In Springfield, HUD calculates the Area Median Income for a family of four as $76,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Springfield

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Springfield HUD Rental Assistance in Springfield

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,050 $18,350 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $26,750 $30,600 $34,400 $38,200 $41,300 $44,350 $47,400 $50,450
80% of Median $42,800 $48,900 $55,000 $61,100 $66,000 $70,900 $75,800 $80,700
Low Income Housing Tax Credits in Springfield

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2009, 21 low income apartment communities containing 1,469 rental apartments have been constructed and made affordable to low income persons in Springfield by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Springfield

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $26,750 $30,600 $34,400 $38,200 $41,300 $44,350 $47,400 $50,450
60% of Median $32,100 $36,720 $41,280 $45,840 $49,560 $53,220 $56,880 $60,540

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Springfield is $41,280 a year, or $3,440 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,440 by 30% to get a maximum rent of $1,032 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $669 $717 $860 $994 $1,109 $1,223
60% $803 $860 $1,032 $1,193 $1,331 $1,468
Fair Market Rents in Springfield

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$573 $657 $846 $1,074 $1,144