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Affordable Housing In St. Jacob
Madison County, Illinois

1 Low Income Apartment Communities In St. Jacob

Westglen Apts

215 Jacob Street
St. Jacob, Illinois
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Housing Authorities that serve St. Jacob

Housing Authority Programs
Madison County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Family Self-Sufficiency

Guide To Affordable Housing in St. Jacob, Illinois

There are 1 low income housing apartment communities offering 12 affordable apartments for rent in St. Jacob, Illinois.

Income Based Apartments in St. Jacob, Illinois

St. Jacob features 12 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in St. Jacob, Illinois

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in St. Jacob.

Housing Choice Vouchers in St. Jacob, Illinois

On average, Section 8 Housing Choice vouchers pay St. Jacob landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in St. Jacob.

The maximum amount a voucher would pay on behalf of a low-income tenant in St. Jacob, Illinois for a two-bedroom apartment is between $815 and $996.

2020 St. Jacob, Illinois Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $633 $701 $905 $1,185 $1,395
Payment Standard Range $570 to $696 $631 to $771 $815 to $996 $1,067 to $1,304 $1,256 to $1,535

Sourced from federal housing data and research.

St. Jacob, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 12
Total Housing Units with Rental Assistance 12
Percentage of Housing Units Occupied By Renters 19.05%
Average Renter Household Size 2.55
Average Household Size 2.65
Median Household Income $80,750 ±$16,524
Median Rent $1,076 ±$279
Percentage Of Renters Overburdened 13.64% ± 14.71pp
Total Population 1,226

Population and Household Demographics

St. Jacob is a city in Madison County, Illinois with a population of 1,226. There are 462 households in the city with an average household size of 2.65 persons. 19.05% of households in St. Jacob are renters.

Income and Rent Overburden in St. Jacob

The median gross income for households in St. Jacob is $80,750 a year, or $6,729 a month. The median rent for the city is $1,076 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In St. Jacob, a household making less than $3,587 a month would be considered overburdened when renting an apartment at or above the median rent. 13.64% of households who rent are overburdened in St. Jacob.

Area Median Income In St. Jacob

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For St. Jacob, the AMI is calculated from all households within Madison County.

In St. Jacob, HUD calculates the Area Median Income for a family of four as $82,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in St. Jacob

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in St. Jacob

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,400 $19,900 $22,400 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $29,050 $33,200 $37,350 $41,450 $44,800 $48,100 $51,400 $54,750
80% of Median $46,450 $53,050 $59,700 $66,300 $71,650 $76,950 $82,250 $87,550