Affordable Housing In Union County

6 Low Income Apartment Communities In Union County

Country Villages I, II, III

700 Brady Mill Rd
Anna, IL

Hillside Terrace

131 Hillside Terrace
Anna, IL
HCV Welcome

Knollwood Apartments

112 Leigh Ave
Anna, IL

Anna Village Park

100 Front St
Anna, IL

Annavista Highrise

116 Washington St
Anna, IL

Hillside Terrace and Grayland

428 S Front St
Cobden, IL
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There are 6 low income housing apartment complexes which contain 940 affordable apartments for rent in Union County. Many of these rental apartments are income based housing with 546 apartments that set rent based on your income. In Union County, HUD housing programs support 104 rental assistance apartments through programs like Project-based Section 8. There are 394 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Union County

Housing Authority Programs
Housing Authority of the County of Union Public Housing

Guide To Affordable Housing in Union County, Illinois

Union County, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 940
Total Rent Assisted Apartments 546
Percentage of Housing Units Occupied By Renters 21.36%
Average Renter Household Size 2.16
Total Population 17,551
Housing Units 6,712
Average Household Size 2.53
Median Household Income $42,606 ±$3,300
Median Rent $489 ±$45
Percentage Of Renters Overburdened 33.4% ± 8.86pp

Population and Household Demographics

Union County is a County in Illinois with a population of 17,551. There are 6,712 households in the county with an average household size of 2.53 persons. 21.36% of households in Union County are renters.

Income and Rent Overburden in Union County

The median gross income for households in Union County is $42,606 a year, or $3,551 a month. The median rent for the county is $489 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Union County, a household making less than $1,630 a month would be considered overburdened when renting an apartment at or above the median rent. 33.4% of households who rent are overburdened in Union County.1

Area Median Income In Union County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Union County, HUD calculates the Area Median Income for a family of four as $60,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Union County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Union County HUD Rental Assistance in Union County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,950 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,250 $26,550 $29,850 $33,150 $35,850 $38,500 $41,150 $43,800
80% of Median $37,150 $42,450 $47,750 $53,050 $57,300 $61,550 $65,800 $70,050

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Union County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $27,900 $31,860 $35,820 $39,780 $43,020 $46,200 $49,380 $52,560

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Union County is $35,820 a year, or $2,985 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,985 by 30% to get a maximum rent of $896 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $581 $623 $746 $863 $963 $1,062
60% $698 $747 $896 $1,035 $1,155 $1,274
Fair Market Rents in Union County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$448 $527 $697 $980 $1,224

Cities In Union County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Anna 5 The HUD funded Public Housing Agency that serves Anna is the Housing Authority of the County of Union.
Cobden 1 The HUD funded Public Housing Agency that serves Cobden is the Housing Authority of the County of Union.
Jonesboro 0
Dongola 0
Alto Pass 0
Mill Creek 0