Affordable Housing In White County

12 Low Income Apartment Communities In White County

Starlight Manor Apartments

911 Stewart St
Carmi, IL
Call For Rent
1-2 BR

Carmi Village

301 N Main Cross St
Carmi, IL
Call For Rent
1-2 BR

Norris City Apartments

211 E Locust Street
Norris City, IL
Call For Rent
1-2 BR

Enfield Edwards Manor

113 N Jeannette St
Enfield, IL
Call For Rent
1-2 BR

White Countys Evergreen Acres

180 Haley Dr
Carmi, IL
Elderly Supportive Housing

Pine View Apartments Hr - 727 100 Illini Avenue

100 Illini Ave
Carmi, IL
HCV Welcome

The Wabash Christian Apartments

548 Abelson Dr
Carmi, IL
HCV Welcome

Wabash Estates Slf

532 Abelson Dr
Carmi, IL
HCV Welcome

Crestwood Estates CO Shawnee Enterpr

115 Crestwood St
Carmi, IL

Betty Brooks Apartments Norris City

203 Brooks Dr
Norris City, IL

Housing Authorities that serve White County

Housing Authority Programs
White County Housing Authority Public Housing

Guide To Affordable Housing in White County, Illinois

According to federal housing data and research, there are 12 low income housing apartment communities offering 474 affordable apartments for rent in White County, Illinois. White County features 219 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 255 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in White County.

White County, IL Affordable Housing Snapshot

Total Affordable Apartment Properties 12
Total Low Income Apartments 474
Total Housing Units with Rental Assistance 219
Percentage of Housing Units Occupied By Renters 25.41%
Average Renter Household Size 2.13
Average Household Size 2.28
Median Household Income $44,648 ±$3,314
Median Rent $542 ±$45
Percentage Of Renters Overburdened 28.06% ± 6.73pp
Total Population 14,464

Population and Household Demographics

White County is a County in Illinois with a population of 14,464. There are 6,171 households in the county with an average household size of 2.28 persons. 25.41% of households in White County are renters.

Income and Rent Overburden in White County

The median gross income for households in White County is $44,648 a year, or $3,721 a month. The median rent for the county is $542 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In White County, a household making less than $1,807 a month would be considered overburdened when renting an apartment at or above the median rent. 28.06% of households who rent are overburdened in White County.1

Area Median Income In White County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In White County, HUD calculates the Area Median Income for a family of four as $59,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in White County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for White County HUD Rental Assistance in White County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $13,950 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $23,250 $26,550 $29,850 $33,150 $35,850 $38,500 $41,150 $43,800
80% of Median $37,150 $42,450 $47,750 $53,050 $57,300 $61,550 $65,800 $70,050
Low Income Housing Tax Credits in White County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1996 to 2007, 3 low income apartment communities containing 98 rental apartments have been constructed and made affordable to low income persons in White County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in White County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $23,250 $26,550 $29,850 $33,150 $35,850 $38,500 $41,150 $43,800
60% of Median $27,900 $31,860 $35,820 $39,780 $43,020 $46,200 $49,380 $52,560

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in White County is $35,820 a year, or $2,985 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,985 by 30% to get a maximum rent of $896 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $581 $623 $746 $863 $963 $1,062
60% $698 $747 $896 $1,035 $1,155 $1,274
Fair Market Rents in White County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$455 $567 $698 $901 $997

Cities In White County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Carmi 8 The HUD funded Public Housing Agency that serves Carmi is the White County Housing Authority.
Norris City 3 The HUD funded Public Housing Agency that serves Norris City is the White County Housing Authority.
Enfield 1 The HUD funded Public Housing Agency that serves Enfield is the White County Housing Authority.
Burnt Prairie 0
Crossville 0
Maunie 0
Springerton 0
Phillipstown 0