Low Income Apartments and Affordable Housing For Rent in Wilmington, IL

Discover affordable housing in Wilmington where there are 7+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Trinity Housing

32150 W River Rd, Wilmington, Illinois 60481

Wilmington Senior Housing Phase II

Becky Ave, Wilmington, Illinois 60481

Winchester Manor Apartments

800 E Kahler Rd, Wilmington, Illinois 60481

Countryside River

335 N First St, Wilmington, Illinois 60481

Country Village Apartments

1187 S Buchanan St, Wilmington, Illinois 60481

Wilmington Senior Apartments

520 Stough Cir, Wilmington, Illinois 60481

Wilmington Riverview Apartments II

142 S First St, Wilmington, Illinois 60481

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Wilmington, Illinois
$32.46/hour
$18.46 (+132%) more than Illinois minimum wage and $25.21 (+348%) more than the Federal minimum wage.
Learn More About Wilmington, Illinois Affordable Housing ↓

What HUD offices serve Wilmington, Illinois?

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Operates the Section 8 Housing Choice Voucher (HCV), Public Housing, Family Self-Sufficiency, Veteran Affairs Supportive Housing (VASH), Section 8 Project-Based Voucher (PBV), Section 8 Project-Based Rental Assistance (PBRA), Mainstream Voucher, Family Unification Program (FUP) programs for Wilmington, Illinois.

Go to the Illinois Public Housing and Low-Income Apartments Waiting Lists page for openings near Wilmington.

How many renters live in Wilmington, Illinois?

The City of Wilmington has 5,525 people living in 2,330 households.

There are 1,726 renters living in 856 renter households in this City. Renters make up 31.24 percent of the population living in Wilmington.

What is the rental market like in Wilmington, Illinois?

There are an estimated 2,452 housing units in the Wilmington area. Of these, 917 units are rental homes, making up 37 percent of the housing market. For every renter household in Wilmington, Illinois, there are 1 rental units.

What is the vacancy rate for rentals in Wilmington?

The rental vacancy rate in Wilmington is 7 percent. This is a higher than average vacancy rate. When rental vacancy rates are high it means that there are a lot of available units and rents tend to be lower.

How many rental units are in Wilmington for each bedroom size?

Occupied Rental Units by Size in Wilmington
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
43 244 481 88 0
Occupied Rental Units by Size in Wilmington

A large number of apartments in Wilmington have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Wilmington are overburdened by housing costs?

Among renter households in this market, 42 percent have housing cost burden. Further, 23 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Wilmington

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $1,399 to $2,583. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $1,399
One BR $1,507
Two BR $1,714
Three BR $2,182
Four BR $2,583
2024 Fair Market Rents in Wilmington, Illinois

How many units are rented at Fair Market Rent (FMR) in Wilmington?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 12 28 percent
One BR 244 100 percent
Two BR 448 93 percent
Rental Units Below FMR in Wilmington, Illinois

How many affordable rental units are in Wilmington?

There are a variety of federal affordable housing programs serving households in Wilmington, Illinois including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 144
Section 8 Project-Based Rental Assistance 24
Section 811 Supportive Housing for Persons with Disabilities 17
USDA Section 515 Rural Rental Housing 40
Tracked Units by Federal Program in Wilmington, Illinois

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Wilmington, Illinois

Wilmington features 77 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Wilmington, Illinois

There are 122 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Wilmington.

Housing Choice Vouchers in Wilmington, Illinois

On average, Section 8 Housing Choice vouchers pay Wilmington landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Wilmington.

The maximum amount a voucher would pay on behalf of a low-income tenant in Wilmington, Illinois for a two-bedroom apartment is between $1,543 and $1,885.

Sourced from federal housing data and AffordableHousingOnline.com research.