Affordable Housing In Cedar County
Iowa

7 Low Income Apartment Communities In Cedar County

Bishop Hill Apartments

706 W 9th St
Tipton, IA
Call For Rent
2 BR
Subsidized

Tipton Senior Park Phase IIi Apartments

50 Plum St
Tipton, IA
Subsidized

Pioneer Terrace

105 E Kohlhase St
Mechanicsville, IA
Subsidized

Durant Senior Apartments

802 3rd St
Durant, IA

Wilton Sunset Housing

1009 W 3rd St
Wilton, IA

Inland Senior Citizens Housing

127 S Locust St
Bennett, IA

Main Street Place

611 W Main St
West Branch, IA
Subsidized
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There are 7 low income housing apartment complexes which contain 214 affordable apartments for rent in Cedar County. Many of these rental apartments are income based housing with 189 apartments that set rent based on your income. In Cedar County, HUD housing programs support 54 rental assistance apartments through programs like Project-based Section 8. There are 25 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Cedar County

Housing Authority Programs
Eastern Iowa Regional Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing; Homeownership Voucher; Family Self-sufficiency

Guide To Affordable Housing in Cedar County, Iowa

Cedar County, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 214
Total Rent Assisted Apartments 189
Percentage of Housing Units Occupied By Renters 20.16%
Average Renter Household Size 2.25
Total Population 18,375
Housing Units 7,620
Average Household Size 2.37
Median Household Income $59,047 ±$2,534
Median Rent $670 ±$41
Percentage Of Renters Overburdened 27.15% ± 5.68pp

Population and Household Demographics

Cedar County is a County in Iowa with a population of 18,375. There are 7,620 households in the county with an average household size of 2.37 persons. 20.16% of households in Cedar County are renters.

Income and Rent Overburden in Cedar County

The median gross income for households in Cedar County is $59,047 a year, or $4,921 a month. The median rent for the county is $670 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cedar County, a household making less than $2,233 a month would be considered overburdened when renting an apartment at or above the median rent. 27.15% of households who rent are overburdened in Cedar County.1

Area Median Income In Cedar County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cedar County, HUD calculates the Area Median Income for a family of four as $77,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cedar County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cedar County HUD Rental Assistance in Cedar County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $16,200 $18,500 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $26,950 $30,800 $34,650 $38,500 $41,600 $44,700 $47,750 $50,850
80% of Median $43,150 $49,300 $55,450 $61,600 $66,550 $71,500 $76,400 $81,350
Low Income Housing Tax Credits in Cedar County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1997 to 1997, 1 low income apartment communities containing 24 rental apartments have been constructed and made affordable to low income persons in Cedar County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cedar County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $26,950 $30,800 $34,650 $38,500 $41,600 $44,700 $47,750 $50,850
60% of Median $32,340 $36,960 $41,580 $46,200 $49,920 $53,640 $57,300 $61,020

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cedar County is $41,580 a year, or $3,465 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $3,465 by 30% to get a maximum rent of $1,040 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $674 $722 $866 $1,001 $1,118 $1,233
60% $809 $866 $1,040 $1,202 $1,341 $1,479
Fair Market Rents in Cedar County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$523 $546 $722 $948 $979

Cities In Cedar County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Tipton 2 The HUD funded Public Housing Agency that serves Tipton is the Eastern Iowa Regional Housing Authority.
Mechanicsville 1 The HUD funded Public Housing Agency that serves Mechanicsville is the Eastern Iowa Regional Housing Authority.
Bennett 1 The HUD funded Public Housing Agency that serves Bennett is the Eastern Iowa Regional Housing Authority.
Lowden 0 The HUD funded Public Housing Agency that serves Lowden is the Eastern Iowa Regional Housing Authority.
Wilton 1 The HUD funded Public Housing Agency that serves Wilton is the Eastern Iowa Regional Housing Authority.
West Branch 1 The HUD funded Public Housing Agency that serves West Branch is the Eastern Iowa Regional Housing Authority.
Durant 1 The HUD funded Public Housing Agency that serves Durant is the Eastern Iowa Regional Housing Authority.
Clarence 0 The HUD funded Public Housing Agency that serves Clarence is the Eastern Iowa Regional Housing Authority.
Rochester 0 The HUD funded Public Housing Agency that serves Rochester is the Eastern Iowa Regional Housing Authority.
Stanwood 0 The HUD funded Public Housing Agency that serves Stanwood is the Eastern Iowa Regional Housing Authority.