Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Central City
Linn County, Iowa

1 Low Income Apartment Communities In Central City

North Maine Apts.

259 Marion Rd. South
Central City, Iowa
  • «
  • 1
  • »

Housing Authorities that serve Central City

Housing Authority Programs
Cedar Rapids Housing Services Division Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Central City, Iowa

There are 1 low income housing apartment communities offering 24 affordable apartments for rent in Central City, Iowa.

Income Based Apartments in Central City, Iowa

Central City features 24 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Central City, Iowa

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Central City.

Housing Choice Vouchers in Central City, Iowa

On average, Section 8 Housing Choice vouchers pay Central City landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Central City.

The maximum amount a voucher would pay on behalf of a low-income tenant in Central City, Iowa for a two-bedroom apartment is between $699 and $855.

2020 Central City, Iowa Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $506 $590 $777 $1,104 $1,221
Payment Standard Range $455 to $557 $531 to $649 $699 to $855 $994 to $1,214 $1,099 to $1,343

Sourced from federal housing data and AffordableHousingOnline.com research.

Central City, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 1
Total Low Income Apartments 24
Total Housing Units with Rental Assistance 24
Percentage of Housing Units Occupied By Renters 22.14%
Average Renter Household Size 1.97
Average Household Size 2.49
Median Household Income $54,453 ±$16,074
Median Rent $545 ±$76
Percentage Of Renters Overburdened 38.52% ± 16.86pp
Total Population 1,373

Population and Household Demographics

Central City is a city in Linn County, Iowa with a population of 1,373. There are 551 households in the city with an average household size of 2.49 persons. 22.14% of households in Central City are renters.

Income and Rent Overburden in Central City

The median gross income for households in Central City is $54,453 a year, or $4,538 a month. The median rent for the city is $545 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Central City, a household making less than $1,817 a month would be considered overburdened when renting an apartment at or above the median rent. 38.52% of households who rent are overburdened in Central City.

Area Median Income In Central City

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Central City, the AMI is calculated from all households within Linn County.

In Central City, HUD calculates the Area Median Income for a family of four as $85,200

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Central City

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Central City

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $17,900 $20,450 $23,000 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $29,850 $34,100 $38,350 $42,600 $46,050 $49,450 $52,850 $56,250
80% of Median $47,750 $54,550 $61,350 $68,150 $73,650 $79,100 $84,550 $90,000