Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. 

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Fertile
Worth County, Iowa

Housing Authorities that serve Fertile

Housing Authority Programs
North Iowa Regional Housing Authority Public Housing

Guide To Affordable Housing in Fertile, Iowa

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Fertile, Iowa.

Income Based Apartments in Fertile, Iowa

Fertile features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Fertile, Iowa

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Fertile.

Housing Choice Vouchers in Fertile, Iowa

On average, Section 8 Housing Choice vouchers pay Fertile landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Fertile.

The maximum amount a voucher would pay on behalf of a low-income tenant in Fertile, Iowa for a two-bedroom apartment is between $644 and $787.

2021 Fertile, Iowa Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $519 $604 $715 $1,019 $1,221
Payment Standard Range $467 to $571 $544 to $664 $644 to $787 $917 to $1,121 $1,099 to $1,343

Sourced from federal housing data and research.

Fertile, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 24.5%
Average Renter Household Size 2.35
Average Household Size 2.23
Median Household Income $43,393 ±$7,273
Median Rent $759 ±$371
Percentage Of Renters Overburdened 0% ± 48.65pp
Total Population 336

Population and Household Demographics

Fertile is a city in Worth County, Iowa with a population of 336. There are 151 households in the city with an average household size of 2.23 persons. 24.5% of households in Fertile are renters.

Income and Rent Overburden in Fertile

The median gross income for households in Fertile is $43,393 a year, or $3,616 a month. The median rent for the city is $759 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Fertile, a household making less than $2,530 a month would be considered overburdened when renting an apartment at or above the median rent. 0% of households who rent are overburdened in Fertile.

Area Median Income In Fertile

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Fertile, the AMI is calculated from all households within Worth County.

In Fertile, HUD calculates the Area Median Income for a family of four as $68,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Fertile

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Fertile

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,250 $17,400 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $25,400 $29,000 $32,650 $36,250 $39,150 $42,050 $44,950 $47,850
80% of Median $40,600 $46,400 $52,200 $58,000 $62,650 $67,300 $71,950 $76,600