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Affordable Housing In Grafton
Worth County, Iowa

Housing Authorities that serve Grafton

Housing Authority Programs
North Iowa Regional Housing Authority Public Housing

Guide To Affordable Housing in Grafton, Iowa

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Grafton, Iowa.

Income Based Apartments in Grafton, Iowa

Grafton features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Grafton, Iowa

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Grafton.

Housing Choice Vouchers in Grafton, Iowa

On average, Section 8 Housing Choice vouchers pay Grafton landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Grafton.

The maximum amount a voucher would pay on behalf of a low-income tenant in Grafton, Iowa for a two-bedroom apartment is between $618 and $756.

2020 Grafton, Iowa Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $497 $586 $687 $971 $1,141
Payment Standard Range $447 to $547 $527 to $645 $618 to $756 $874 to $1,068 $1,027 to $1,255

Sourced from federal housing data and AffordableHousingOnline.com research.

Grafton, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 24.32%
Average Renter Household Size 2.11
Average Household Size 2.20
Median Household Income $33,333 ±$6,893
Median Rent $475 ±$121
Percentage Of Renters Overburdened 47.22% ± 39.75pp
Total Population 326

Population and Household Demographics

Grafton is a city in Worth County, Iowa with a population of 326. There are 148 households in the city with an average household size of 2.20 persons. 24.32% of households in Grafton are renters.

Income and Rent Overburden in Grafton

The median gross income for households in Grafton is $33,333 a year, or $2,778 a month. The median rent for the city is $475 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Grafton, a household making less than $1,583 a month would be considered overburdened when renting an apartment at or above the median rent. 47.22% of households who rent are overburdened in Grafton.

Area Median Income In Grafton

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Grafton, the AMI is calculated from all households within Worth County.

In Grafton, HUD calculates the Area Median Income for a family of four as $68,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Grafton

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Grafton

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $15,250 $17,400 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% of Median $25,400 $29,000 $32,650 $36,250 $39,150 $42,050 $44,950 $47,850
80% of Median $40,600 $46,400 $52,200 $58,000 $62,650 $67,300 $71,950 $76,600