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Affordable Housing In Palo Alto County

6 Low Income Apartment Communities In Palo Alto County

North Valley Apartments

702 N Vangordon St
Graettinger, Iowa
Accepts Vouchers

Ruthven Apartments

2701 Mitchell St
Ruthven, Iowa
Elderly Supportive Housing

Emmetsburg Group Homes

1501 Palmer St
Emmetsburg, Iowa
Elderly Supportive Housing

Roscommon Apartments

2805 Schroeder Dr
Emmetsburg, Iowa
Accepts Vouchers

Country Home Builders Apartments

210 N State St
Emmetsburg, Iowa
Accepts Vouchers

M. Peter Hart I

212 N State St
Emmetsburg, Iowa
Accepts Vouchers
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Guide To Affordable Housing in Palo Alto County, Iowa

There are 6 low income housing apartment communities offering 98 affordable apartments for rent in Palo Alto County, Iowa.

Income Based Apartments in Palo Alto County, Iowa

Palo Alto County features 31 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Palo Alto County, Iowa

There are 67 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Palo Alto County.

Housing Choice Vouchers in Palo Alto County, Iowa

On average, Section 8 Housing Choice vouchers pay Palo Alto County landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Palo Alto County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Palo Alto County, Iowa for a two-bedroom apartment is between $618 and $756.

2020 Palo Alto County, Iowa Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $497 $522 $687 $891 $1,123
Payment Standard Range $447 to $547 $470 to $574 $618 to $756 $802 to $980 $1,011 to $1,235

Sourced from federal housing data and research.

Palo Alto County, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 6
Total Low Income Apartments 98
Total Housing Units with Rental Assistance 31
Percentage of Housing Units Occupied By Renters 25.62%
Average Renter Household Size 2.02
Average Household Size 2.23
Median Household Income $47,113 ±$2,245
Median Rent $529 ±$45
Percentage Of Renters Overburdened 37.39% ± 8.25pp
Total Population 9,208

Population and Household Demographics

Palo Alto County is a county in Iowa with a population of 9,208. There are 3,977 households in the county with an average household size of 2.23 persons. 25.62% of households in Palo Alto County are renters.

Income and Rent Overburden in Palo Alto County

The median gross income for households in Palo Alto County is $47,113 a year, or $3,926 a month. The median rent for the county is $529 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Palo Alto County, a household making less than $1,763 a month would be considered overburdened when renting an apartment at or above the median rent. 37.39% of households who rent are overburdened in Palo Alto County.

Area Median Income In Palo Alto County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Palo Alto County, HUD calculates the Area Median Income for a family of four as $67,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Palo Alto County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Palo Alto County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $14,600 $16,910 $21,330 $25,750 $30,170 $34,590 $39,010 $43,430
50% of Median $24,300 $27,800 $31,250 $34,700 $37,500 $40,300 $43,050 $45,850
80% of Median $38,850 $44,400 $49,950 $55,500 $59,950 $64,400 $68,850 $73,300

Cities In Palo Alto County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Emmetsburg The HUD funded Public Housing Agency that serves Emmetsburg is the Low Rent Housing Agency of Emmetsburg.