Affordable Housing In Shelby County
Iowa

5 Low Income Apartment Communities In Shelby County

Westridge Apartments

2004 Garfield Avenue
Harlan, Iowa
Income Based
1 BR
Subsidized

Regency Villa

1302 Hawkeye Ave
Harlan, Iowa

Elk Horn Dev Corp

4219 Union St
Elk Horn, Iowa

Westphalia Dev Cor

210 Duren St
Westphalia, Iowa

Sherwood Court Ltd

1709 Lincoln Ave
Harlan, Iowa
Subsidized
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Section 8 Vouchers, Apartments, and Waiting Lists in Shelby County, Iowa

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Shelby County, Iowa

Housing Authority Programs
Region XII Regional Housing Authority Section 8 Housing Choice Voucher (HCV); Family Self-Sufficiency

Guide To Affordable Housing in Shelby County, Iowa

There are 5 low income housing apartment communities offering 225 affordable apartments for rent in Shelby County, Iowa.

Income Based Apartments in Shelby County, Iowa

Shelby County features 185 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Shelby County, Iowa

There are 40 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Shelby County.

Housing Choice Vouchers in Shelby County, Iowa

On average, Section 8 Housing Choice vouchers pay Shelby County landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Shelby County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Shelby County, Iowa for a two-bedroom apartment is between $665 and $813.

2022 Shelby County, Iowa Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Shelby County, Iowa Fair Market Rent $534 $574 $739 $1,050 $1,193
Shelby County, Iowa Payment Standard Range $481 to $587 $517 to $631 $665 to $813 $945 to $1,155 $1,074 to $1,312

Sourced from federal housing data and AffordableHousingOnline.com research.

Shelby County, IA Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 225
Total Housing Units with Rental Assistance 185
Percentage of Housing Units Occupied By Renters 20.75%
Average Renter Household Size 1.99
Average Household Size 2.32
Median Household Income $50,952 ±$2,615
Median Rent $600 ±$46
Percentage Of Renters Overburdened 31.87% ± 7.04pp
Total Population 11,992

Population and Household Demographics

Shelby County is a county in Iowa with a population of 11,992. There are 5,066 households in the county with an average household size of 2.32 persons. 20.75% of households in Shelby County are renters.

Income and Rent Overburden in Shelby County

The median gross income for households in Shelby County is $50,952 a year, or $4,246 a month. The median rent for the county is $600 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Shelby County, a household making less than $2,000 a month would be considered overburdened when renting an apartment at or above the median rent. 31.87% of households who rent are overburdened in Shelby County.

Area Median Income In Shelby County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Shelby County, HUD calculates the Area Median Income for a family of four as $75,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Shelby County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Shelby County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Shelby County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,900 $18,150 $21,960 $26,500 $31,040 $35,580 $40,120 $44,660
50% AMI Income Limits
Renters earning up to 50% of the Shelby County AMI may qualify for rental assistance programs that target Very Low Income households.
$26,450 $30,200 $34,000 $37,750 $40,800 $43,800 $46,850 $49,850
80% AMI Income Limits
Renters earning up to 80% of the Shelby County AMI may qualify for rental assistance programs that target Low Income households.
$42,300 $48,350 $54,400 $60,400 $65,250 $70,100 $74,900 $79,750

Cities In Shelby County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Corley The HUD funded Public Housing Agency that serves Corley is the Region XII Regional Housing Authority.
Defiance The HUD funded Public Housing Agency that serves Defiance is the Region XII Regional Housing Authority.
Earling The HUD funded Public Housing Agency that serves Earling is the Region XII Regional Housing Authority.
Elk Horn The HUD funded Public Housing Agency that serves Elk Horn is the Region XII Regional Housing Authority.
Harlan The HUD funded Public Housing Agency that serves Harlan is the Region XII Regional Housing Authority.
Irwin The HUD funded Public Housing Agency that serves Irwin is the Region XII Regional Housing Authority.
Jacksonville The HUD funded Public Housing Agency that serves Jacksonville is the Region XII Regional Housing Authority.
Kirkman The HUD funded Public Housing Agency that serves Kirkman is the Region XII Regional Housing Authority.
Panama The HUD funded Public Housing Agency that serves Panama is the Region XII Regional Housing Authority.
Portsmouth The HUD funded Public Housing Agency that serves Portsmouth is the Region XII Regional Housing Authority.
Tennant The HUD funded Public Housing Agency that serves Tennant is the Region XII Regional Housing Authority.
Westphalia The HUD funded Public Housing Agency that serves Westphalia is the Region XII Regional Housing Authority.