Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. 

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Gem
Thomas County, Kansas

Guide To Affordable Housing in Gem, Kansas

There are 0 low income housing apartment communities offering 0 affordable apartments for rent in Gem, Kansas.

Income Based Apartments in Gem, Kansas

Gem features 0 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Gem, Kansas

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Gem.

Housing Choice Vouchers in Gem, Kansas

On average, Section 8 Housing Choice vouchers pay Gem landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Gem.

The maximum amount a voucher would pay on behalf of a low-income tenant in Gem, Kansas for a two-bedroom apartment is between $646 and $790.

2021 Gem, Kansas Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Gem, Kansas Fair Market Rent $543 $545 $718 $987 $1,042
Gem, Kansas Payment Standard Range $489 to $597 $491 to $600 $646 to $790 $888 to $1,086 $938 to $1,146

Sourced from federal housing data and AffordableHousingOnline.com research.

Gem, KS Affordable Housing Snapshot

Total Affordable Apartment Properties 0
Total Low Income Apartments 0
Total Housing Units with Rental Assistance 0
Percentage of Housing Units Occupied By Renters 16.67%
Average Renter Household Size 1.17
Average Household Size 2.39
Median Household Income $55,000 ±$15,066
Median Rent $0 ±$0
Percentage Of Renters Overburdened 0% ± 333.33pp
Total Population 86

Population and Household Demographics

Gem is a city in Thomas County, Kansas with a population of 86. There are 36 households in the city with an average household size of 2.39 persons. 16.67% of households in Gem are renters.

Income and Rent Overburden in Gem

The median gross income for households in Gem is $55,000 a year, or $4,583 a month. The median rent for the city is $0 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Gem, a household making less than $0 a month would be considered overburdened when renting an apartment at or above the median rent. 0% of households who rent are overburdened in Gem.

Area Median Income In Gem

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Gem, the AMI is calculated from all households within Thomas County.

In Gem, HUD calculates the Area Median Income for a family of four as $70,600

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Gem

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Gem

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Gem AMI may qualify for rental assistance programs that target Extremely Low Income households.
$14,850 $17,240 $21,720 $26,200 $30,680 $35,160 $39,640 $44,120
50% AMI Income Limits
Renters earning up to 50% of the Gem AMI may qualify for rental assistance programs that target Very Low Income households.
$24,750 $28,250 $31,800 $35,300 $38,150 $40,950 $43,800 $46,600
80% AMI Income Limits
Renters earning up to 80% of the Gem AMI may qualify for rental assistance programs that target Low Income households.
$39,550 $45,200 $50,850 $56,500 $61,050 $65,550 $70,100 $74,600