Affordable Housing In Bell County
Kentucky

10 Low Income Apartment Communities In Bell County

Wilderness Trail

1 Wilderness Trail Mnr
Pineville, Kentucky
Income Based
1-2 BR
Subsidized
62+

Cumberland Village Apartments

99 Cumberland Vlg
Middlesboro, Kentucky
Subsidized

Cumberland Woods Assoc

370 S 13th Street
Middlesboro, Kentucky

Happy Hollow

Box 11G Happy Hollow Rd
Middlesborough, Kentucky
Subsidized

Bella Gardens Apartments

200 Bella Gdns
Middlesboro, Kentucky
Subsidized

Ferndale Apartments

1 Ferndale Apartments Rd
Pineville, Kentucky
Subsidized

Yoakum and Junction

317 Schultz Hts
Middlesboro, Kentucky

West End Homes

509 Westend Homes
Middlesboro, Kentucky

Schultz Heights and Rennie Gayle

725 Hink Hts
Middlesboro, Kentucky

Northside Dr

601 6th St
Pineville, Kentucky
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Section 8 Vouchers, Apartments, and Waiting Lists in Bell County, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Bell County, Kentucky

Housing Authority Programs
PinevilleBell County Community Dev Agency Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Bell County, Kentucky

There are 10 low income housing apartment communities offering 1,173 affordable apartments for rent in Bell County, Kentucky.

Income Based Apartments in Bell County, Kentucky

Bell County features 1,133 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Bell County, Kentucky

There are 40 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Bell County.

Housing Choice Vouchers in Bell County, Kentucky

On average, Section 8 Housing Choice vouchers pay Bell County landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Bell County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Bell County, Kentucky for a two-bedroom apartment is between $607 and $741.

2022 Bell County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Bell County, Kentucky Fair Market Rent $482 $592 $674 $957 $967
Bell County, Kentucky Payment Standard Range $434 to $530 $533 to $651 $607 to $741 $861 to $1,053 $870 to $1,064

Sourced from federal housing data and AffordableHousingOnline.com research.

Bell County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 10
Total Low Income Apartments 1,173
Total Housing Units with Rental Assistance 1,133
Percentage of Housing Units Occupied By Renters 33.79%
Average Renter Household Size 2.38
Average Household Size 2.44
Median Household Income $22,443 ±$1,863
Median Rent $478 ±$29
Percentage Of Renters Overburdened 46.2% ± 5.55pp
Total Population 27,950

Population and Household Demographics

Bell County is a county in Kentucky with a population of 27,950. There are 11,088 households in the county with an average household size of 2.44 persons. 33.79% of households in Bell County are renters.

Income and Rent Overburden in Bell County

The median gross income for households in Bell County is $22,443 a year, or $1,870 a month. The median rent for the county is $478 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Bell County, a household making less than $1,593 a month would be considered overburdened when renting an apartment at or above the median rent. 46.2% of households who rent are overburdened in Bell County.

Area Median Income In Bell County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Bell County, HUD calculates the Area Median Income for a family of four as $33,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Bell County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Bell County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Bell County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $29,350 $31,500 $33,700 $35,850
50% AMI Income Limits
Renters earning up to 50% of the Bell County AMI may qualify for rental assistance programs that target Very Low Income households.
$19,050 $21,750 $24,450 $27,150 $29,350 $31,500 $33,700 $35,850
80% AMI Income Limits
Renters earning up to 80% of the Bell County AMI may qualify for rental assistance programs that target Low Income households.
$30,450 $34,800 $39,150 $43,450 $46,950 $50,450 $53,900 $57,400

Cities In Bell County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Middlesboro The HUD funded Public Housing Agencies that serve Middlesboro are the Housing Authority of Middlesborough and PinevilleBell County Community Dev Agency.
Middlesborough The HUD funded Public Housing Agency that serves Middlesborough is the PinevilleBell County Community Dev Agency.
Pineville The HUD funded Public Housing Agencies that serve Pineville are the Housing Authority of Pineville and PinevilleBell County Community Dev Agency.