Affordable Housing In Berea
Madison County, Kentucky

7 Low Income Apartment Communities In Berea

Roselawn Subdivision

102 Gregory St
Berea, Kentucky

Berea Single Family Homes

Henry and Kiester Dr
Berea, Kentucky

Silver Creek II

100 Miracle St
Berea, Kentucky

Burchwood Lease Purchase Project

Burchwood Subdivision
Berea, Kentucky

Clay Fee Homes

119 Rogers St
Berea, Kentucky

Glades Village II

192 Glades Rd Bldg E
Berea, Kentucky

Glades Village I

192 Glades Rd Bldg E
Berea, Kentucky
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Section 8 Vouchers, Apartments, and Waiting Lists in Berea, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Berea, Kentucky

Housing Authority Programs
Housing Authority of Berea Public Housing

Guide To Affordable Housing in Berea, Kentucky

There are 7 low income housing apartment communities offering 240 affordable apartments for rent in Berea, Kentucky.

Income Based Apartments in Berea, Kentucky

Berea features 196 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Berea, Kentucky

There are 44 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Berea.

Housing Choice Vouchers in Berea, Kentucky

On average, Section 8 Housing Choice vouchers pay Berea landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Berea.

The maximum amount a voucher would pay on behalf of a low-income tenant in Berea, Kentucky for a two-bedroom apartment is between $659 and $805.

2022 Berea, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Berea, Kentucky Fair Market Rent $558 $575 $732 $989 $993
Berea, Kentucky Payment Standard Range $502 to $614 $518 to $633 $659 to $805 $890 to $1,088 $894 to $1,092

Sourced from federal housing data and research.

Berea, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 240
Total Housing Units with Rental Assistance 196
Percentage of Housing Units Occupied By Renters 44%
Average Renter Household Size 2.52
Average Household Size 2.43
Median Household Income $39,906 ±$2,747
Median Rent $647 ±$32
Percentage Of Renters Overburdened 42.45% ± 8.95pp
Total Population 14,454

Population and Household Demographics

Berea is a city in Madison County, Kentucky with a population of 14,454. There are 5,343 households in the city with an average household size of 2.43 persons. 44% of households in Berea are renters.

Income and Rent Overburden in Berea

The median gross income for households in Berea is $39,906 a year, or $3,326 a month. The median rent for the city is $647 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Berea, a household making less than $2,157 a month would be considered overburdened when renting an apartment at or above the median rent. 42.45% of households who rent are overburdened in Berea.

Area Median Income In Berea

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Berea, the AMI is calculated from all households within Madison County.

In Berea, HUD calculates the Area Median Income for a family of four as $76,100

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Berea

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Berea

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Berea AMI may qualify for rental assistance programs that target Extremely Low Income households.
$15,700 $18,310 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Berea AMI may qualify for rental assistance programs that target Very Low Income households.
$26,150 $29,900 $33,650 $37,350 $40,350 $43,350 $46,350 $49,350
80% AMI Income Limits
Renters earning up to 80% of the Berea AMI may qualify for rental assistance programs that target Low Income households.
$41,850 $47,800 $53,800 $59,750 $64,550 $69,350 $74,100 $78,900