Affordable Housing In Columbia
Adair County, Kentucky

7 Low Income Apartment Communities In Columbia

Country Place Apartments

306 Magnolia Dr
Columbia, Kentucky
Call For Rent
1-3 BR

Spring Ridge Meadows Apartments

1180 Carrie Bolin Dr
Columbia, Kentucky

Angel Manor Apartments

605 Burkesville St
Columbia, Kentucky

900 Carrie Bolin Dr

900 Carrie Bolin Dr
Columbia, Kentucky

Columbia Groves Apts

295 Jamestown
Columbia, Kentucky

Royal Manor Apts

110 Hudson Street
Columbia, Kentucky

Columbia Greens Apts

295 Jamestown St #25
Columbia, Kentucky
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Section 8 Vouchers, Apartments, and Waiting Lists in Columbia, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Columbia, Kentucky

Housing Authority Programs
Housing Authority of Columbia Public Housing

Guide To Affordable Housing in Columbia, Kentucky

There are 7 low income housing apartment communities offering 286 affordable apartments for rent in Columbia, Kentucky.

Income Based Apartments in Columbia, Kentucky

Columbia features 286 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Columbia, Kentucky

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Columbia.

Housing Choice Vouchers in Columbia, Kentucky

On average, Section 8 Housing Choice vouchers pay Columbia landlords $400 per month towards rent. The average voucher holder contributes $200 towards rent in Columbia.

The maximum amount a voucher would pay on behalf of a low-income tenant in Columbia, Kentucky for a two-bedroom apartment is between $607 and $741.

2022 Columbia, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Columbia, Kentucky Fair Market Rent $509 $512 $674 $936 $1,149
Columbia, Kentucky Payment Standard Range $458 to $560 $461 to $563 $607 to $741 $842 to $1,030 $1,034 to $1,264

Sourced from federal housing data and research.

Columbia, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 286
Total Housing Units with Rental Assistance 286
Percentage of Housing Units Occupied By Renters 49.79%
Average Renter Household Size 1.69
Average Household Size 2.02
Median Household Income $25,433 ±$5,813
Median Rent $430 ±$67
Percentage Of Renters Overburdened 38.64% ± 14.48pp
Total Population 4,561

Population and Household Demographics

Columbia is a city in Adair County, Kentucky with a population of 4,561. There are 1,679 households in the city with an average household size of 2.02 persons. 49.79% of households in Columbia are renters.

Income and Rent Overburden in Columbia

The median gross income for households in Columbia is $25,433 a year, or $2,119 a month. The median rent for the city is $430 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Columbia, a household making less than $1,433 a month would be considered overburdened when renting an apartment at or above the median rent. 38.64% of households who rent are overburdened in Columbia.

Area Median Income In Columbia

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Columbia, the AMI is calculated from all households within Adair County.

In Columbia, HUD calculates the Area Median Income for a family of four as $47,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Columbia

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Columbia

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Columbia AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $29,350 $31,500 $33,700 $35,850
50% AMI Income Limits
Renters earning up to 50% of the Columbia AMI may qualify for rental assistance programs that target Very Low Income households.
$19,050 $21,750 $24,450 $27,150 $29,350 $31,500 $33,700 $35,850
80% AMI Income Limits
Renters earning up to 80% of the Columbia AMI may qualify for rental assistance programs that target Low Income households.
$30,450 $34,800 $39,150 $43,450 $46,950 $50,450 $53,900 $57,400