Affordable Housing In Cumberland County

5 Low Income Apartment Communities In Cumberland County

Burkesville Manor

225 Lower River St
Burkesville, Kentucky
Elderly Supportive Housing

Cumberland Valley Apartments

542 Cary Ln
Burkesville, Kentucky

Keenland Apartments

201 Copper Ln
Burkesville, Kentucky

The Hills at Spring Branch

255 Spring Branch Rd
Burkesville, Kentucky

River Front Homes

225 Spears Cemetery Rd
Burkesville, Kentucky
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Guide To Affordable Housing in Cumberland County, Kentucky

There are 5 low income housing apartment communities offering 203 affordable apartments for rent in Cumberland County, Kentucky.

Income Based Apartments in Cumberland County, Kentucky

Cumberland County features 203 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cumberland County, Kentucky

There are 0 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cumberland County.

Housing Choice Vouchers in Cumberland County, Kentucky

On average, Section 8 Housing Choice vouchers pay Cumberland County landlords $0 per month towards rent. The average voucher holder contributes $0 towards rent in Cumberland County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cumberland County, Kentucky for a two-bedroom apartment is between $607 and $741.

2022 Cumberland County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cumberland County, Kentucky Fair Market Rent $448 $523 $674 $833 $914
Cumberland County, Kentucky Payment Standard Range $403 to $493 $471 to $575 $607 to $741 $750 to $916 $823 to $1,005

Sourced from federal housing data and research.

Cumberland County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 203
Total Housing Units with Rental Assistance 203
Percentage of Housing Units Occupied By Renters 28.22%
Average Renter Household Size 2.38
Average Household Size 2.45
Median Household Income $32,019 ±$3,342
Median Rent $454 ±$103
Percentage Of Renters Overburdened 27% ± 9.49pp
Total Population 6,807

Population and Household Demographics

Cumberland County is a county in Kentucky with a population of 6,807. There are 2,743 households in the county with an average household size of 2.45 persons. 28.22% of households in Cumberland County are renters.

Income and Rent Overburden in Cumberland County

The median gross income for households in Cumberland County is $32,019 a year, or $2,668 a month. The median rent for the county is $454 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cumberland County, a household making less than $1,513 a month would be considered overburdened when renting an apartment at or above the median rent. 27% of households who rent are overburdened in Cumberland County.

Area Median Income In Cumberland County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cumberland County, HUD calculates the Area Median Income for a family of four as $52,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cumberland County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cumberland County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cumberland County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$13,590 $18,310 $23,030 $27,750 $32,470 $35,250 $37,650 $40,100
50% AMI Income Limits
Renters earning up to 50% of the Cumberland County AMI may qualify for rental assistance programs that target Very Low Income households.
$21,250 $24,300 $27,350 $30,350 $32,800 $35,250 $37,650 $40,100
80% AMI Income Limits
Renters earning up to 80% of the Cumberland County AMI may qualify for rental assistance programs that target Low Income households.
$34,000 $38,850 $43,700 $48,550 $52,450 $56,350 $60,250 $64,100

Cities In Cumberland County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Burkesville The HUD funded Public Housing Agency that serves Burkesville is the Housing Authority of Burkesville.