Affordable Housing In Cumberland County
Kentucky

5 Low Income Apartment Communities In Cumberland County

Burkesville Manor

225 Lower River St
Burkesville, KY
62+
Accessible
Elderly Supportive Housing
Subsidized

Cumberland Valley Apartments

542 Cary Ln
Burkesville, KY
Subsidized

Keenland Apartments

201 Copper Ln
Burkesville, KY
Subsidized

The Hills at Spring Branch

255 Spring Branch Rd
Burkesville, KY
Subsidized

River Front Homes

225 Spears Cemetery Rd
Burkesville, KY
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There are 5 low income housing apartment complexes which contain 203 affordable apartments for rent in Cumberland County. Many of these rental apartments are income based housing with 203 apartments that set rent based on your income. In Cumberland County, HUD housing programs support 20 rental assistance apartments through programs like Project-based Section 8. There are 0 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Other Housing Authorities located in Cumberland County

Housing Authority Programs
Housing Authority of Burkesville Public Housing

Guide To Affordable Housing in Cumberland County, Kentucky

Cumberland County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 203
Total Rent Assisted Apartments 203
Percentage of Housing Units Occupied By Renters 28.22%
Average Renter Household Size 2.38
Total Population 6,807
Housing Units 2,743
Average Household Size 2.45
Median Household Income $32,019 ±$3,342
Median Rent $454 ±$103
Percentage Of Renters Overburdened 27% ± 9.49pp

Population and Household Demographics

Cumberland County is a County in Kentucky with a population of 6,807. There are 2,743 households in the county with an average household size of 2.45 persons. 28.22% of households in Cumberland County are renters.

Income and Rent Overburden in Cumberland County

The median gross income for households in Cumberland County is $32,019 a year, or $2,668 a month. The median rent for the county is $454 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cumberland County, a household making less than $1,513 a month would be considered overburdened when renting an apartment at or above the median rent. 27% of households who rent are overburdened in Cumberland County.1

Area Median Income In Cumberland County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Cumberland County, HUD calculates the Area Median Income for a family of four as $42,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cumberland County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Cumberland County HUD Rental Assistance in Cumberland County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,490 $16,910 $21,330 $25,600 $27,650 $29,700 $31,750 $33,800
50% of Median $17,950 $20,500 $23,050 $25,600 $27,650 $29,700 $31,750 $33,800
80% of Median $28,700 $32,800 $36,900 $40,950 $44,250 $47,550 $50,800 $54,100
Low Income Housing Tax Credits in Cumberland County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1991 to 2007, 2 low income apartment communities containing 48 rental apartments have been constructed and made affordable to low income persons in Cumberland County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Cumberland County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $21,540 $24,600 $27,660 $30,720 $33,180 $35,640 $38,100 $40,560

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Cumberland County is $27,660 a year, or $2,305 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,305 by 30% to get a maximum rent of $692 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $449 $481 $576 $666 $743 $819
60% $539 $577 $692 $799 $891 $983
Fair Market Rents in Cumberland County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$427 $489 $618 $774 $843

Cities In Cumberland County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Burkesville 5 The HUD funded Public Housing Agency that serves Burkesville is the Housing Authority of Burkesville.
Marrowbone 0