Affordable Housing In Cynthiana
Harrison County, Kentucky

7 Low Income Apartment Communities In Cynthiana

Hillside Apartments

500 Hillside Dr
Cynthiana, Kentucky

Harrison House

102 N Main St
Cynthiana, Kentucky

Belmont Senior Apartments

454 W Pleasant St
Cynthiana, Kentucky

White Oak Apartments

209 Plum Ct
Cynthiana, Kentucky

Indian Hills, Riverside H

100 Cherokee Dr
Cynthiana, Kentucky

Robynwood Heights

201 Robynwood Dr
Cynthiana, Kentucky

Robynwood Apts

106 Glenwood Ct
Cynthiana, Kentucky
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Section 8 Vouchers, Apartments, and Waiting Lists in Cynthiana, Kentucky

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Households who qualify for these programs may also qualify for Project-Based Section 8, which contributes rental assistance payments directly to private landlords on behalf of low-income tenants. Eligibility for the project-based program is similar to the voucher programs, but waiting list and application policies will vary depending on the landlord.

Public Housing Agencies Serving Cynthiana, Kentucky

Housing Authority Programs
Housing Authority of Cynthiana Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Cynthiana, Kentucky

There are 7 low income housing apartment communities offering 490 affordable apartments for rent in Cynthiana, Kentucky.

Income Based Apartments in Cynthiana, Kentucky

Cynthiana features 442 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Cynthiana, Kentucky

There are 48 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Cynthiana.

Housing Choice Vouchers in Cynthiana, Kentucky

On average, Section 8 Housing Choice vouchers pay Cynthiana landlords $400 per month towards rent. The average voucher holder contributes $200 towards rent in Cynthiana.

The maximum amount a voucher would pay on behalf of a low-income tenant in Cynthiana, Kentucky for a two-bedroom apartment is between $668 and $816.

2023 Cynthiana, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Cynthiana, Kentucky Fair Market Rent $538 $564 $742 $978 $997
Cynthiana, Kentucky Payment Standard Range $484 to $592 $508 to $620 $668 to $816 $880 to $1,076 $897 to $1,097

Sourced from federal housing data and research.

Cynthiana, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 7
Total Low Income Apartments 490
Total Housing Units with Rental Assistance 442
Percentage of Housing Units Occupied By Renters 52.29%
Average Renter Household Size 2.23
Average Household Size 2.28
Median Household Income $27,518 ±$4,592
Median Rent $527 ±$40
Percentage Of Renters Overburdened 51.67% ± 11.23pp
Total Population 6,380

Population and Household Demographics

Cynthiana is a city in Harrison County, Kentucky with a population of 6,380. There are 2,639 households in the city with an average household size of 2.28 persons. 52.29% of households in Cynthiana are renters.

Income and Rent Overburden in Cynthiana

The median gross income for households in Cynthiana is $27,518 a year, or $2,293 a month. The median rent for the city is $527 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Cynthiana, a household making less than $1,757 a month would be considered overburdened when renting an apartment at or above the median rent. 51.67% of households who rent are overburdened in Cynthiana.

Area Median Income In Cynthiana

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Cynthiana, the AMI is calculated from all households within Harrison County.

In Cynthiana, HUD calculates the Area Median Income for a family of four as $70,900

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Cynthiana

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Cynthiana

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Cynthiana AMI may qualify for rental assistance programs that target Extremely Low Income households.
$14,900 $18,310 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Cynthiana AMI may qualify for rental assistance programs that target Very Low Income households.
$24,850 $28,400 $31,950 $35,450 $38,300 $41,150 $44,000 $46,800
80% AMI Income Limits
Renters earning up to 80% of the Cynthiana AMI may qualify for rental assistance programs that target Low Income households.
$39,700 $45,400 $51,050 $56,700 $61,250 $65,800 $70,350 $74,850