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Affordable Housing In Harlan County

13 Low Income Apartment Communities In Harlan County

Bradford Square Apartments

2319 E Main St
Cumberland, Kentucky
Call For Rent
1 BR
Accepts Vouchers

Holly Point Apartments

134 Wallins St
Harlan, Kentucky

Pride Terrace Multi - Fam

504 Last Resort Ct
Cumberland, Kentucky

Cumberland Manor - Cumberland

201 Mastin Dr
Cumberland, Kentucky

Pride Terrace Single - Fam

502 Last Resort Ct
Cumberland, Kentucky

Olympic Homes II

PO Box 1710
Harlan, Kentucky
Accepts Vouchers

Poplar Village

51 Mastin Dr
Cumberland, Kentucky

Cumberland Hope Community

Hwy 38
Evarts, Kentucky
Accepts Vouchers

New Hope Village

New Hope Dr
Harlan, Kentucky
Accepts Vouchers

Cloverlick Heights

120 Russell Dr
Cumberland, Kentucky

Guide To Affordable Housing in Harlan County, Kentucky

There are 13 low income housing apartment communities offering 722 affordable apartments for rent in Harlan County, Kentucky.

Income Based Apartments in Harlan County, Kentucky

Harlan County features 625 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Harlan County, Kentucky

There are 97 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Harlan County.

Housing Choice Vouchers in Harlan County, Kentucky

On average, Section 8 Housing Choice vouchers pay Harlan County landlords $600 per month towards rent. The average voucher holder contributes $200 towards rent in Harlan County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Harlan County, Kentucky for a two-bedroom apartment is between $568 and $694.

2020 Harlan County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $439 $519 $631 $866 $870
Payment Standard Range $395 to $483 $467 to $571 $568 to $694 $779 to $953 $783 to $957

Sourced from federal housing data and research.

Harlan County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 13
Total Low Income Apartments 722
Total Housing Units with Rental Assistance 625
Percentage of Housing Units Occupied By Renters 30.21%
Average Renter Household Size 2.41
Average Household Size 2.43
Median Household Income $25,814 ±$1,880
Median Rent $456 ±$43
Percentage Of Renters Overburdened 33.69% ± 5.05pp
Total Population 28,400

Population and Household Demographics

Harlan County is a county in Kentucky with a population of 28,400. There are 11,406 households in the county with an average household size of 2.43 persons. 30.21% of households in Harlan County are renters.

Income and Rent Overburden in Harlan County

The median gross income for households in Harlan County is $25,814 a year, or $2,151 a month. The median rent for the county is $456 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Harlan County, a household making less than $1,520 a month would be considered overburdened when renting an apartment at or above the median rent. 33.69% of households who rent are overburdened in Harlan County.

Area Median Income In Harlan County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Harlan County, HUD calculates the Area Median Income for a family of four as $34,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Harlan County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Harlan County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $28,850 $31,000 $33,150 $35,250
50% of Median $18,700 $21,400 $24,050 $26,700 $28,850 $31,000 $33,150 $35,250
80% of Median $29,900 $34,200 $38,450 $42,700 $46,150 $49,550 $52,950 $56,400

Cities In Harlan County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Cumberland The HUD funded Public Housing Agency that serves Cumberland is the Housing Authority of Cumberland.
Harlan The HUD funded Public Housing Agency that serves Harlan is the Housing Authority of Harlan.
South Wallins
Wallins Creek