Affordable Housing Online is monitoring the federal government's response to the coronavirus disease (COVID-19) outbreak. As of March 13, 2020, Public Housing Agencies across the nation are closing their doors to the public. Most offices are still running and will communicate by phone, email, or mail. Some offices have drop boxes installed outside, so documents can still be hand-delivered. Visit the housing authority's website for the latest on its current operations, if one is available. If there is no information online, contact the housing authority directly. Due to a high volume of calls and modified office hours in most areas, expect a long wait time (days or weeks) for a response. To find your local PHA's contact info, browse by state here.

An extensive list of coronavirus resources for low-income households can be found here.

Affordable Housing In Laurel County

16 Low Income Apartment Communities In Laurel County

Arlington Greene

100 Arlington Greene
London, Kentucky
1-4 BR

Cedar Lane II Apartments

415 Spring St
London, Kentucky

Wildwood Apartments

1001 Wildwood Apartment
London, Kentucky

Carnaby Square Apartments

825 S Main St
London, Kentucky

London Apartments

135 Little Dr
London, Kentucky
Accepts Vouchers

Arlington Greene

Arlington Greene
London, Kentucky
Accepts Vouchers

County Farm Apartments

113 Mitchell Creek Rd
London, Kentucky
Accepts Vouchers

Emma Estates

108 County Farm Rd
London, Kentucky
Accepts Vouchers

Dawn Springs Villa

101 Dawn Springs Vl
London, Kentucky
Accepts Vouchers

London Village

101 London Vlg
London, Kentucky
Accepts Vouchers

Housing Authorities that serve Laurel County

Housing Authority Programs
Laurel County Section 8 Housing Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Laurel County, Kentucky

There are 16 low income housing apartment communities offering 705 affordable apartments for rent in Laurel County, Kentucky.

Income Based Apartments in Laurel County, Kentucky

Laurel County features 381 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Laurel County, Kentucky

There are 324 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Laurel County.

Housing Choice Vouchers in Laurel County, Kentucky

On average, Section 8 Housing Choice vouchers pay Laurel County landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Laurel County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Laurel County, Kentucky for a two-bedroom apartment is between $579 and $707.

2020 Laurel County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Fair Market Rent $457 $538 $643 $865 $970
Payment Standard Range $411 to $503 $484 to $592 $579 to $707 $779 to $952 $873 to $1,067

Sourced from federal housing data and research.

Laurel County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 16
Total Low Income Apartments 705
Total Housing Units with Rental Assistance 381
Percentage of Housing Units Occupied By Renters 30.51%
Average Renter Household Size 2.45
Average Household Size 2.54
Median Household Income $36,020 ±$1,271
Median Rent $579 ±$19
Percentage Of Renters Overburdened 40.01% ± 5.29pp
Total Population 59,751

Population and Household Demographics

Laurel County is a county in Kentucky with a population of 59,751. There are 23,164 households in the county with an average household size of 2.54 persons. 30.51% of households in Laurel County are renters.

Income and Rent Overburden in Laurel County

The median gross income for households in Laurel County is $36,020 a year, or $3,002 a month. The median rent for the county is $579 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Laurel County, a household making less than $1,930 a month would be considered overburdened when renting an apartment at or above the median rent. 40.01% of households who rent are overburdened in Laurel County.

Area Median Income In Laurel County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Laurel County, HUD calculates the Area Median Income for a family of four as $48,700

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Laurel County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Laurel County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $12,760 $17,240 $21,720 $26,200 $28,850 $31,000 $33,150 $35,250
50% of Median $18,700 $21,400 $24,050 $26,700 $28,850 $31,000 $33,150 $35,250
80% of Median $29,900 $34,200 $38,450 $42,700 $46,150 $49,550 $52,950 $56,400

Cities In Laurel County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
East Bernstadt
London The HUD funded Public Housing Agencies that serve London are the Housing Authority of London and Laurel County Section 8 Housing.