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Affordable Housing In Springfield
Washington County, Kentucky

3 Low Income Apartment Communities In Springfield

110 W Ballard St

110 W Ballard St
Springfield, Kentucky

Hill Top

1001 Melavin Cir
Springfield, Kentucky

Springdale Apts

100 Armory Hill
Springfield, Kentucky
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Housing Authorities that serve Springfield

Housing Authority Programs
Housing Authority of Springfield Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Springfield, Kentucky

There are 3 low income housing apartment communities offering 126 affordable apartments for rent in Springfield, Kentucky.

Income Based Apartments in Springfield, Kentucky

Springfield features 96 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Springfield, Kentucky

There are 30 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Springfield.

Housing Choice Vouchers in Springfield, Kentucky

On average, Section 8 Housing Choice vouchers pay Springfield landlords $400 per month towards rent. The average voucher holder contributes $300 towards rent in Springfield.

The maximum amount a voucher would pay on behalf of a low-income tenant in Springfield, Kentucky for a two-bedroom apartment is between $607 and $741.

2021 Springfield, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Springfield, Kentucky Fair Market Rent $483 $514 $674 $838 $1,167
Springfield, Kentucky Payment Standard Range $435 to $531 $463 to $565 $607 to $741 $754 to $922 $1,050 to $1,284

Sourced from federal housing data and research.

Springfield, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 126
Total Housing Units with Rental Assistance 96
Percentage of Housing Units Occupied By Renters 45.04%
Average Renter Household Size 2.17
Average Household Size 2.43
Median Household Income $33,654 ±$9,775
Median Rent $514 ±$78
Percentage Of Renters Overburdened 43.88% ± 12.5pp
Total Population 2,955

Population and Household Demographics

Springfield is a city in Washington County, Kentucky with a population of 2,955. There are 1,088 households in the city with an average household size of 2.43 persons. 45.04% of households in Springfield are renters.

Income and Rent Overburden in Springfield

The median gross income for households in Springfield is $33,654 a year, or $2,805 a month. The median rent for the city is $514 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Springfield, a household making less than $1,713 a month would be considered overburdened when renting an apartment at or above the median rent. 43.88% of households who rent are overburdened in Springfield.

Area Median Income In Springfield

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Springfield, the AMI is calculated from all households within Washington County.

In Springfield, HUD calculates the Area Median Income for a family of four as $61,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Springfield

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Springfield

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Springfield AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,800 $17,240 $21,720 $26,200 $30,680 $35,160 $37,700 $40,150
50% AMI Income Limits
Renters earning up to 50% of the Springfield AMI may qualify for rental assistance programs that target Very Low Income households.
$21,300 $24,350 $27,400 $30,400 $32,850 $35,300 $37,700 $40,150
80% AMI Income Limits
Renters earning up to 80% of the Springfield AMI may qualify for rental assistance programs that target Low Income households.
$34,100 $38,950 $43,800 $48,650 $52,550 $56,450 $60,350 $64,250