Low Income Apartments and Affordable Housing For Rent in Whitley County, KY

Discover affordable housing in Whitley County where there are 5+ housing opportunities based on income and household needs like accessible units for seniors or persons with disabilities. Find and apply to these low income apartments now.

Oak Ridge Apartments

101 E Oak Ridge Street, Williamsburg, Kentucky 40769

Williamsburg Greens Apartments

Jeffries Ct, Williamsburg, Kentucky 40769

Mt Morgan Apartments

564 Brush Arbor Rd, Williamsburg, Kentucky 40769

Raintree Apartments

101 Raintree St, Williamsburg, Kentucky 40769

Brush Arbor

401 Cumberland Ave, Williamsburg, Kentucky 40769

The Hourly Wage Needed to Afford A Safe, Modest 2 Bed Apartment In Whitley County, Kentucky
$16.10/hour
$8.85 (+122%) more than Kentucky minimum wage and $8.85 (+122%) more than the Federal minimum wage.
Learn More About Whitley County, Kentucky Affordable Housing ↓

How many renters live in Whitley County, Kentucky?

The County of Whitley County has 36,648 people living in 13,076 households.

There are 11,432 renters living in 4,358 renter households in this County. Renters make up 31.19 percent of the population living in Whitley County.

What is the rental market like in Whitley County, Kentucky?

There are an estimated 15,492 housing units in the Whitley County area. Of these, 4,583 units are rental homes, making up 30 percent of the housing market. For every renter household in Whitley County, Kentucky, there are 1 rental units.

What is the vacancy rate for rentals in Whitley County?

The rental vacancy rate in Whitley County is 4 percent. This is a lower than average vacancy rate. When rental vacancy rates are low there are fewer available units. Rents tend to be higher as more people compete for scarce housing.

How many rental units are in Whitley County for each bedroom size?

Occupied Rental Units by Size in Whitley County
Studio One-Bedroom Two-Bedroom Three-Bedroom Four+ Bedrooms
352 347 1,500 1,670 410
Occupied Rental Units by Size in Whitley County

A large number of apartments in Whitley County have two or fewer bedrooms. Seniors and young professionals especially may have more success finding an apartment that meets their needs.

How many renter households in Whitley County are overburdened by housing costs?

Among renter households in this market, 32 percent have housing cost burden. Further, 18 percent of households are extremely rent overburdened. When renters pay too much for their housing, it leaves little money for other necessities like food, clothes, or medicine.

The federal government says that renters are cost-burdened if they pay more than a third of their monthly income for rent and utilities.

How Much Is Rent in Whitley County

Depending on size, the Fair Market Rent - HUDs measurement of the cost of an average housing unit - ranges from $616 to $1,132. FMRs are updated annually by HUD for every city and county nationwide.

Bed Size 2024 Fair Market Rents
Studio $616
One BR $647
Two BR $850
Three BR $1,028
Four BR $1,132
2024 Fair Market Rents in Whitley County, Kentucky

How many units are rented at Fair Market Rent (FMR) in Whitley County?

Renters with a Section 8 Housing Choice Voucher must select a home that is at or below the area’s Fair Market Rent. Markets with a large share of units above FMR tend to have longer search times to find a qualified unit, while those with a large share of units below FMR tend to have more choices and shorter search times. The share below FMR can vary by size of unit, as shown in the table below.

These are the approximate number of units renting below the FMR in this market:

Unit Size Count of Units Below FMR Percentage of Total Units Below FMR
Studio 215 61 percent
One BR 267 77 percent
Two BR 1,078 72 percent
Rental Units Below FMR in Whitley County, Kentucky

How many affordable rental units are in Whitley County?

There are a variety of federal affordable housing programs serving households in Whitley County, Kentucky including the following:

Federal Program Unit Count
Low Income Housing Tax Credit 458
Public Housing 326
Section 8 Project-Based Rental Assistance 175
Section 202 Supportive Housing for the Elderly 16
USDA Section 515 Rural Rental Housing 128
Tracked Units by Federal Program in Whitley County, Kentucky

Rental units may be funded in part by multiple federal programs.

Income Based Apartments in Whitley County, Kentucky

Whitley County features 332 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Whitley County, Kentucky

There are 32 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Whitley County.

Housing Choice Vouchers in Whitley County, Kentucky

On average, Section 8 Housing Choice vouchers pay Whitley County landlords $600 per month towards rent. The average voucher holder contributes $200 towards rent in Whitley County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Whitley County, Kentucky for a two-bedroom apartment is between $765 and $935.

Sourced from federal housing data and AffordableHousingOnline.com research.