Affordable Housing In Whitley County

5 Low Income Apartment Communities In Whitley County

Oak Ridge Apartments

101 E Oak Ridge Street
Williamsburg, Kentucky

Mt Morgan Apartments

564 Brush Arbor Rd
Williamsburg, Kentucky

Raintree Apartments

101 Raintree St
Williamsburg, Kentucky

Williamsburg Greens Apartments

Jeffries Ct
Williamsburg, Kentucky

Brush Arbor

401 Cumberland Ave
Williamsburg, Kentucky
  • «
  • 1
  • »

Guide To Affordable Housing in Whitley County, Kentucky

There are 5 low income housing apartment communities offering 371 affordable apartments for rent in Whitley County, Kentucky.

Income Based Apartments in Whitley County, Kentucky

Whitley County features 339 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Whitley County, Kentucky

There are 32 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Whitley County.

Housing Choice Vouchers in Whitley County, Kentucky

On average, Section 8 Housing Choice vouchers pay Whitley County landlords $600 per month towards rent. The average voucher holder contributes $200 towards rent in Whitley County.

The maximum amount a voucher would pay on behalf of a low-income tenant in Whitley County, Kentucky for a two-bedroom apartment is between $607 and $741.

2022 Whitley County, Kentucky Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Whitley County, Kentucky Fair Market Rent $482 $592 $674 $856 $1,034
Whitley County, Kentucky Payment Standard Range $434 to $530 $533 to $651 $607 to $741 $770 to $942 $931 to $1,137

Sourced from federal housing data and research.

Whitley County, KY Affordable Housing Snapshot

Total Affordable Apartment Properties 5
Total Low Income Apartments 371
Total Housing Units with Rental Assistance 339
Percentage of Housing Units Occupied By Renters 33.39%
Average Renter Household Size 2.50
Average Household Size 2.60
Median Household Income $31,014 ±$2,554
Median Rent $573 ±$22
Percentage Of Renters Overburdened 39.75% ± 5.85pp
Total Population 35,794

Population and Household Demographics

Whitley County is a county in Kentucky with a population of 35,794. There are 13,110 households in the county with an average household size of 2.60 persons. 33.39% of households in Whitley County are renters.

Income and Rent Overburden in Whitley County

The median gross income for households in Whitley County is $31,014 a year, or $2,585 a month. The median rent for the county is $573 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Whitley County, a household making less than $1,910 a month would be considered overburdened when renting an apartment at or above the median rent. 39.75% of households who rent are overburdened in Whitley County.

Area Median Income In Whitley County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Whitley County, HUD calculates the Area Median Income for a family of four as $49,800

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Whitley County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Whitley County

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Whitley County AMI may qualify for rental assistance programs that target Extremely Low Income households.
$12,880 $17,420 $21,960 $26,500 $29,350 $31,500 $33,700 $35,850
50% AMI Income Limits
Renters earning up to 50% of the Whitley County AMI may qualify for rental assistance programs that target Very Low Income households.
$19,050 $21,750 $24,450 $27,150 $29,350 $31,500 $33,700 $35,850
80% AMI Income Limits
Renters earning up to 80% of the Whitley County AMI may qualify for rental assistance programs that target Low Income households.
$30,450 $34,800 $39,150 $43,450 $46,950 $50,450 $53,900 $57,400

Cities In Whitley County

Select A City to View its Apartment Communities and Waiting Lists.

City Served By
Pleasant View
Williamsburg The HUD funded Public Housing Agency that serves Williamsburg is the Housing Authority of Williamsburg.