Gardiner, Maine Affordable Housing

Affordable Housing programs support 24 income based apartments in Gardiner where households pay rent based on how much they earn.

There are 39 affordable apartments in Gardiner that offer reduced rents to low-income households.

Waiting Lists in Gardiner, Maine

There are no open Section 8 Housing Choice Voucher waiting lists in Gardiner. Go to the Maine Section 8 Waiting Lists page for openings near Gardiner.

Riverview Terrace

39 Alexandra Rd
Gardiner, Maine
Income Based
2 BR
Rent Assisted

Summer Street Apartments

58-60 Summer St
Gardiner, Maine
1 BR
Affordable

Gardiner Village

30 Adams St
Gardiner, Maine
Call For Rent
1 BR
Accessible
Rent Assisted
62+
Affordable
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Affordable Housing Near Gardiner

View affordable apartments and waiting lists in cities near Gardiner

City Apartments
Augusta, ME Affordable Housing programs support 17 apartment communities in Augusta.
Waterville, ME Affordable Housing programs support 9 apartment communities in Waterville.
Oakland, ME Affordable Housing programs support 3 apartment communities in Oakland.
Farmingdale, ME Affordable Housing programs support 2 apartment communities in Farmingdale.
Hallowell, ME Affordable Housing programs support 2 apartment communities in Hallowell.

Public Housing Agencies Serving Gardiner, Maine

Public Housing Agencies operate federally assisted affordable housing programs at local levels on behalf of HUD. Notably, housing agencies are responsible for managing Section 8 Housing Choice Voucher, Public Housing, and Project-Based Voucher waiting lists within their jurisdiction.

Housing Authority Programs
Maine State Housing Authority Section 8 Housing Choice Voucher (HCV)
Go to the Maine Public Housing and Low-Income Apartments Waiting Lists page for openings near Gardiner.

Gardiner, Maine Affordable Housing Data

Income Based Apartments in Gardiner, Maine

Gardiner features 24 income based apartments. Tenants of income based apartments typically pay no more than 30% of their income towards rent and utilities.

Low Rent Apartments in Gardiner, Maine

There are 39 rent subsidized apartments that do not provide direct rental assistance but remain affordable to low income households in Gardiner.

Housing Choice Vouchers in Gardiner, Maine

On average, Section 8 Housing Choice vouchers pay Gardiner landlords $1,100 per month towards rent. The average voucher holder contributes $300 towards rent in Gardiner.

The maximum amount a voucher would pay on behalf of a low-income tenant in Gardiner, Maine for a two-bedroom apartment is between $874 and $1,068.

2023 Gardiner, Maine Fair Market Rents and Housing Choice Voucher Payment Standards

Fair Market Rents can be used to better understand the average housing costs of an area. Fair Market Rents are used by HUD to establish payment and rent standards for federal rental assistance programs like the Section 8 Housing Choice Voucher Program.

Studio One BR Two BR Three BR Four BR
Gardiner, Maine Fair Market Rent $754 $759 $971 $1,203 $1,443
Gardiner, Maine Payment Standard Range $679 to $829 $683 to $835 $874 to $1,068 $1,083 to $1,323 $1,299 to $1,587

Sourced from federal housing data and AffordableHousingOnline.com research.

Gardiner, ME Affordable Housing Snapshot

Total Affordable Apartment Properties 3
Total Low Income Apartments 63
Total Housing Units with Rental Assistance 24
Percentage of Housing Units Occupied By Renters 37.17%
Average Renter Household Size 1.93
Average Household Size 2.26
Median Household Income $49,236 ±$8,598
Median Rent $676 ±$53
Percentage Of Renters Overburdened 51.09% ± 12.65pp
Total Population 5,697

Population and Household Demographics

Gardiner is a city in Kennebec County, Maine with a population of 5,697. There are 2,470 households in the city with an average household size of 2.26 persons. 37.17% of households in Gardiner are renters.

Income and Rent Overburden in Gardiner

The median gross income for households in Gardiner is $49,236 a year, or $4,103 a month. The median rent for the city is $676 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Gardiner, a household making less than $2,253 a month would be considered overburdened when renting an apartment at or above the median rent. 51.09% of households who rent are overburdened in Gardiner.

Area Median Income In Gardiner

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

HUD often uses an area larger than a city to determine the AMI because HUD anticipates those searching for housing will look beyond individual cities during their housing search. For Gardiner, the AMI is calculated from all households within Kennebec County.

In Gardiner, HUD calculates the Area Median Income for a family of four as $85,500

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Gardiner

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for HUD Rental Assistance in Gardiner

1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% AMI Income Limits
Renters earning up to 30% of the Gardiner AMI may qualify for rental assistance programs that target Extremely Low Income households.
$16,850 $19,250 $23,030 $27,750 $32,470 $37,190 $41,910 $46,630
50% AMI Income Limits
Renters earning up to 50% of the Gardiner AMI may qualify for rental assistance programs that target Very Low Income households.
$28,100 $32,100 $36,100 $40,100 $43,350 $46,550 $49,750 $52,950
80% AMI Income Limits
Renters earning up to 80% of the Gardiner AMI may qualify for rental assistance programs that target Low Income households.
$44,950 $51,350 $57,750 $64,150 $69,300 $74,450 $79,550 $84,700