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Affordable Housing In Waldo County
Maine

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There are 14 low income housing apartment complexes which contain 489 affordable apartments for rent in Waldo County, Maine. Many of these rental apartments are income based housing with about 279 apartments that set rent based on your income. Often referred to as "HUD apartments", there are 72 Project-Based Section 8 subsidized apartments in Waldo County. There are 856 other low income apartments that don't have rental assistance but are still considered to be affordable housing for low income families.

The HUD funded Public Housing Agency that serves Waldo County is the Maine State Housing Authority.

Affordable Apartments in Waldo County

22 School St.
Belfast, Maine
Hilltop Birches HB is a low income housing apartment community that provides 1-3 bedroom apartments for rent in Belfast.
195 Waldo Ave
Belfast, Maine
Waldo Avenue Apartments is a 5 unit low income housing apartment community in Belfast.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 811 Supportive Housing for Persons with Disabilities
Project Based Rental Assistance
Accessible Units
Persons With Disabilities
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4 Penobscot Ter
Belfast, Maine
Bayview Apartments is a 24 unit low income housing apartment community in Belfast.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Project-Based Section 8
Project Based Rental Assistance
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26 Leisure Ct
Unity, Maine
Unity Leisure Homes is a 80 unit low income housing apartment community in Unity.
Apartments in this community are not rent subsidized. However, this apartment community has rents considered affordable for low income families in Unity.
Section 515 Rural Rental Housing
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80 High St
Belfast, Maine
Group Home Foundation is a 14 unit low income housing apartment community in Belfast.
Some or all apartments in this community are rent subsidized, which means rent is income based.
Section 202 Supportive Housing for the Elderly
Project Based Rental Assistance
Senior (62+)
Accessible Units
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Housing Authorities that serve Waldo County

The Maine State Housing Authority is a Section 8 public housing agency in Augusta, Maine.

Understanding Affordable Housing in Waldo County, Maine

Waldo County, ME Affordable Housing Snapshot

Total Affordable Apartment Properties14
Total Low Income Apartments489
Total Rent Assisted Apartments279
Percentage of Housing Units Occupied By Renters22.47%
Average Renter Household Size2.01
Total Population38,976
Housing Units16,888
Average Household Size2.26
Median Household Income$44,082 ±$1,630
Median Rent$744 ±$33
Percentage Of Renters Overburdened43.49% ± 5.48pp

Population and Household Demographics

Waldo County is a County in Maine with a population of 38,976. There are 16,888 households in the county with an average household size of 2.26 persons. 22.47% of households in Waldo County are renters.

Income and Rent Overburden in Waldo County

The median gross income for households in Waldo County is $44,082 a year, or $3,674 a month. The median rent for the county is $744 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Waldo County, a household making less than $2,480 a month would be considered overburdened when renting an apartment at or above the median rent.43.49% of households who rent are overburdened in Waldo County.1

Data derived from 2010 Census and 2015 5-Year American Community Survey. Learn More.
1 Margin of Error: ± 5.48 percentage points.

Area Median Income In Waldo County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Waldo County, HUD calculates the Area Median Income for a family of four as $55,400

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Waldo County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Waldo County HUD Rental Assistance Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
30%$12,060$16,240$20,420$24,600$28,780$32,450$34,700$36,900
50%$19,600$22,400$25,200$27,950$30,200$32,450$34,700$36,900
80%$31,300$35,800$40,250$44,700$48,300$51,900$55,450$59,050

You can identify apartment communities that participate in a program that provides rental assistance by looking for the tags in the apartment list above. View Apartments.

Low Income Housing Tax Credits in Waldo County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2007, 13 low income apartment communities containing 304 rental apartments have been constructed and made affordable to low income persons in Waldo County by the Low Income Housing Tax Credit Program.

You can identify apartment communities that participate in the program in Waldo County by looking for the tag in the apartment list above. View Apartments.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Waldo County Low Income Housing Tax Credit Income Limits

AMI Band1 Person2 Person3 Person4 Person5 Person6 Person7 Person8 Person
50%$19,600$22,400$25,200$27,950$30,200$32,450$34,700$36,900
60%$23,520$26,880$30,240$33,540$36,240$38,940$41,640$44,280

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Waldo County is $30,240 a year, or $2,520 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $2,520 by 30% to get a maximum rent of $756 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMIStudio2 Bed3 Bed4 Bed1 Bed5 Bed
50%$490$525$630$727$811$895
60%$588$630$756$872$974$1,074
Fair Market Rents in Waldo County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2017 Fair Market Rents
StudioOne BRTwo BRThree BRFour BR
$618$675$779$1,031$1,113

Cities In Waldo County

Select A City To View its Listings and Waiting Lists. Use the Search bar to filter.

CityListingsServed By
Belfast6The HUD funded Public Housing Agency that serves Belfast is the Maine State Housing Authority.
Belmont0The HUD funded Public Housing Agency that serves Belmont is the Maine State Housing Authority.
Brooks1The HUD funded Public Housing Agency that serves Brooks is the Maine State Housing Authority.
Burnham0The HUD funded Public Housing Agency that serves Burnham is the Maine State Housing Authority.
Frankfort0The HUD funded Public Housing Agency that serves Frankfort is the Maine State Housing Authority.
Freedom0The HUD funded Public Housing Agency that serves Freedom is the Maine State Housing Authority.
Islesboro0The HUD funded Public Housing Agency that serves Islesboro is the Maine State Housing Authority.
Jackson0The HUD funded Public Housing Agency that serves Jackson is the Maine State Housing Authority.
Knox0The HUD funded Public Housing Agency that serves Knox is the Maine State Housing Authority.
Liberty1The HUD funded Public Housing Agency that serves Liberty is the Maine State Housing Authority.
Lincolnville1The HUD funded Public Housing Agency that serves Lincolnville is the Maine State Housing Authority.
Monroe0The HUD funded Public Housing Agency that serves Monroe is the Maine State Housing Authority.
Montville0The HUD funded Public Housing Agency that serves Montville is the Maine State Housing Authority.
Morrill0The HUD funded Public Housing Agency that serves Morrill is the Maine State Housing Authority.
Northport0The HUD funded Public Housing Agency that serves Northport is the Maine State Housing Authority.
Palermo0The HUD funded Public Housing Agency that serves Palermo is the Maine State Housing Authority.
Prospect0The HUD funded Public Housing Agency that serves Prospect is the Maine State Housing Authority.
Searsmont0The HUD funded Public Housing Agency that serves Searsmont is the Maine State Housing Authority.
Searsport2The HUD funded Public Housing Agency that serves Searsport is the Maine State Housing Authority.
Stockton Springs0The HUD funded Public Housing Agency that serves Stockton Springs is the Maine State Housing Authority.
Swanville0The HUD funded Public Housing Agency that serves Swanville is the Maine State Housing Authority.
Thorndike0The HUD funded Public Housing Agency that serves Thorndike is the Maine State Housing Authority.
Troy0The HUD funded Public Housing Agency that serves Troy is the Maine State Housing Authority.
Unity3The HUD funded Public Housing Agency that serves Unity is the Maine State Housing Authority.
Waldo0The HUD funded Public Housing Agency that serves Waldo is the Maine State Housing Authority.
Winterport0The HUD funded Public Housing Agency that serves Winterport is the Maine State Housing Authority.