Affordable Housing In Baltimore County
Maryland

77 Low Income Apartment Communities In Baltimore County

Pikeswood Park Apartments

46925 Crocus Street
Randallstown, MD
$655-1,110
1-2 BR
HCV Welcome

Meadows of Reistertown I

300 Cantata Ct
Reisterstown, MD
$755-1,064
1-2 BR
62+
HCV Welcome

Tabco Towers Senior Housing

305 E Joppa Rd
Towson, MD
$957-1,238
Studio-1 BR
62+
Subsidized

Shakespeare Park

3604 Anne Hathaway Dr apt 1B
Randallstown, MD
$808-988
1-2 BR
HCV Welcome

Warwick Apartments

300 N Warwick Avenue
Baltimore, MD
$397-1,045
Studio-3 BR
HCV Welcome

Cove Point Apartments II

7795 Peninsula Expressway
Dundalk, MD
$422-995
1-2 BR
62+
HCV Welcome

Park View at Randallstown

3530 Resource Drive
Randallstown, MD
Call For Rent
1 BR
62+
HCV Welcome

Park View at Fullerton

4300 Cardwell Avenue
Baltimore Highlands, MD
Call For Rent
1 BR
62+
HCV Welcome

Warren Place

10535 York Rd
Cockeysville, MD
$829-975
1 BR
62+
HCV Welcome

Park View at Woodlawn

2020 Featherbed Ln
Baltimore Highlands, MD
Call For Rent
1 BR
62+
HCV Welcome

There are 77 low income housing apartment complexes which contain 6,231 affordable apartments for rent in Baltimore County. Many of these rental apartments are income based housing with 2,715 apartments that set rent based on your income. In Baltimore County, HUD housing programs support 1,236 rental assistance apartments through programs like Project-based Section 8. There are 3,516 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Baltimore County

Housing Authority Programs
Baltimore County Office of Housing Section 8 Housing Choice Voucher (HCV); Section 8 Project-Based Voucher (PBV)

Guide To Affordable Housing in Baltimore County, Maryland

Baltimore County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 77
Total Low Income Apartments 6,231
Total Rent Assisted Apartments 2,715
Percentage of Housing Units Occupied By Renters 33.72%
Average Renter Household Size 2.38
Total Population 822,959
Housing Units 312,900
Average Household Size 2.56
Median Household Income $67,095 ±$812
Median Rent $1,163 ±$8
Percentage Of Renters Overburdened 48.63% ± 1.36pp

Population and Household Demographics

Baltimore County is a County in Maryland with a population of 822,959. There are 312,900 households in the county with an average household size of 2.56 persons. 33.72% of households in Baltimore County are renters.

Income and Rent Overburden in Baltimore County

The median gross income for households in Baltimore County is $67,095 a year, or $5,591 a month. The median rent for the county is $1,163 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Baltimore County, a household making less than $3,877 a month would be considered overburdened when renting an apartment at or above the median rent. 48.63% of households who rent are overburdened in Baltimore County.1

Area Median Income In Baltimore County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Baltimore County, HUD calculates the Area Median Income for a family of four as $101,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Baltimore County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Baltimore County HUD Rental Assistance in Baltimore County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,250 $24,250 $27,300 $30,300 $32,750 $35,150 $39,010 $43,430
50% of Median $35,350 $40,400 $45,450 $50,500 $54,550 $58,600 $62,650 $66,700
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Baltimore County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1988 to 2011, 31 low income apartment communities containing 3,403 rental apartments have been constructed and made affordable to low income persons in Baltimore County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Baltimore County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
60% of Median $42,420 $48,480 $54,540 $60,600 $65,460 $70,320 $75,180 $80,040

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Baltimore County is $54,540 a year, or $4,545 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,545 by 30% to get a maximum rent of $1,364 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $884 $947 $1,136 $1,313 $1,465 $1,617
60% $1,061 $1,136 $1,364 $1,576 $1,758 $1,940
Fair Market Rents in Baltimore County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$862 $1,074 $1,342 $1,732 $1,992

Cities In Baltimore County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Catonsville 9 The HUD funded Public Housing Agency that serves Catonsville is the Baltimore County Office of Housing.
Lansdowne 1 The HUD funded Public Housing Agency that serves Lansdowne is the Baltimore County Office of Housing.
Towson 7 The HUD funded Public Housing Agency that serves Towson is the Baltimore County Office of Housing.
Reisterstown 6 The HUD funded Public Housing Agency that serves Reisterstown is the Baltimore County Office of Housing.
Randallstown 8 The HUD funded Public Housing Agency that serves Randallstown is the Baltimore County Office of Housing.
Dundalk 10 The HUD funded Public Housing Agency that serves Dundalk is the Baltimore County Office of Housing.
Owings Mills 10 The HUD funded Public Housing Agency that serves Owings Mills is the Baltimore County Office of Housing.
Pikesville 4 The HUD funded Public Housing Agency that serves Pikesville is the Baltimore County Office of Housing.
Essex 9 The HUD funded Public Housing Agency that serves Essex is the Baltimore County Office of Housing.
Timonium 1 The HUD funded Public Housing Agency that serves Timonium is the Baltimore County Office of Housing.
Rosedale 1 The HUD funded Public Housing Agency that serves Rosedale is the Baltimore County Office of Housing.
Cockeysville 2 The HUD funded Public Housing Agency that serves Cockeysville is the Baltimore County Office of Housing.
Middle River 2 The HUD funded Public Housing Agency that serves Middle River is the Baltimore County Office of Housing.
Owings Mill 1 The HUD funded Public Housing Agency that serves Owings Mill is the Baltimore County Office of Housing.
Perry Hall 0 The HUD funded Public Housing Agency that serves Perry Hall is the Baltimore County Office of Housing.
Parkville 0 The HUD funded Public Housing Agency that serves Parkville is the Baltimore County Office of Housing.
Arbutus 0 The HUD funded Public Housing Agency that serves Arbutus is the Baltimore County Office of Housing.
Baltimore Highlands 2 The HUD funded Public Housing Agency that serves Baltimore Highlands is the Baltimore County Office of Housing.
Bowleys Quarters 0 The HUD funded Public Housing Agency that serves Bowleys Quarters is the Baltimore County Office of Housing.
Carney 0 The HUD funded Public Housing Agency that serves Carney is the Baltimore County Office of Housing.
Edgemere 0 The HUD funded Public Housing Agency that serves Edgemere is the Baltimore County Office of Housing.
Garrison 0 The HUD funded Public Housing Agency that serves Garrison is the Baltimore County Office of Housing.
Hampton 0 The HUD funded Public Housing Agency that serves Hampton is the Baltimore County Office of Housing.
Kingsville 0 The HUD funded Public Housing Agency that serves Kingsville is the Baltimore County Office of Housing.
Lochearn 0 The HUD funded Public Housing Agency that serves Lochearn is the Baltimore County Office of Housing.
Lutherville 0 The HUD funded Public Housing Agency that serves Lutherville is the Baltimore County Office of Housing.
Mays Chapel 0 The HUD funded Public Housing Agency that serves Mays Chapel is the Baltimore County Office of Housing.
Milford Mill 1 The HUD funded Public Housing Agency that serves Milford Mill is the Baltimore County Office of Housing.
Overlea 0 The HUD funded Public Housing Agency that serves Overlea is the Baltimore County Office of Housing.
Rossville 0 The HUD funded Public Housing Agency that serves Rossville is the Baltimore County Office of Housing.
White Marsh 0 The HUD funded Public Housing Agency that serves White Marsh is the Baltimore County Office of Housing.
Woodlawn 0 The HUD funded Public Housing Agency that serves Woodlawn is the Baltimore County Office of Housing.