Affordable Housing In Calvert County
Maryland

18 Low Income Apartment Communities In Calvert County

Chapline House

125 Allnut Court
Prince Frederick, MD
1 BR
62+
HCV Welcome

Calvert Pines Apartments I

420 W Dares Beach Rd
Prince Frederick, MD
Subsidized

Eldridge Barstow

3920 Hallowing Point Rd
Prince Frederick, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

Courtyards at Fishing Creek

3945 Gordon Stinnett Ave
Chesapeake Beach, MD
HCV Welcome

Prince Frederick Villas

480 Stamper Ct
Prince Frederick, MD
Subsidized

Silverwood Farm Apartments

100 Running Brook Way
Prince Frederick, MD
HCV Welcome

Southern Pines Apartments

50 Appeal Ln
Lusby, MD
HCV Welcome

The Courtyards at Fishing Creek

3925 Gordon Stinnett Ave
Chesapeake Beach, MD
HCV Welcome

Prince Frederick Village

340 Fairground Rd
Prince Frederick, MD
Subsidized

Town Center Apartments

8933 Chesapeake Ave
North Beach, MD
HCV Welcome

There are 18 low income housing apartment complexes which contain 1,208 affordable apartments for rent in Calvert County. Many of these rental apartments are income based housing with 295 apartments that set rent based on your income. In Calvert County, HUD housing programs support 50 rental assistance apartments through programs like Project-based Section 8. There are 913 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Calvert County

Housing Authority Programs
Calvert County Housing Authority Section 8 Housing Choice Voucher (HCV); Public Housing

Guide To Affordable Housing in Calvert County, Maryland

Calvert County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 18
Total Low Income Apartments 1,208
Total Rent Assisted Apartments 295
Percentage of Housing Units Occupied By Renters 18.37%
Average Renter Household Size 2.68
Total Population 90,114
Housing Units 31,155
Average Household Size 2.87
Median Household Income $95,828 ±$1,911
Median Rent $1,557 ±$69
Percentage Of Renters Overburdened 48.56% ± 5.01pp

Population and Household Demographics

Calvert County is a County in Maryland with a population of 90,114. There are 31,155 households in the county with an average household size of 2.87 persons. 18.37% of households in Calvert County are renters.

Income and Rent Overburden in Calvert County

The median gross income for households in Calvert County is $95,828 a year, or $7,986 a month. The median rent for the county is $1,557 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Calvert County, a household making less than $5,190 a month would be considered overburdened when renting an apartment at or above the median rent. 48.56% of households who rent are overburdened in Calvert County.1

Area Median Income In Calvert County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Calvert County, HUD calculates the Area Median Income for a family of four as $121,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Calvert County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Calvert County HUD Rental Assistance in Calvert County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $25,500 $29,150 $32,800 $36,400 $39,350 $42,250 $45,150 $48,050
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
80% of Median $54,350 $62,100 $69,850 $77,600 $83,850 $90,050 $96,250 $102,450
Low Income Housing Tax Credits in Calvert County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1992 to 2010, 11 low income apartment communities containing 999 rental apartments have been constructed and made affordable to low income persons in Calvert County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Calvert County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
60% of Median $51,000 $58,260 $65,520 $72,780 $78,660 $84,480 $90,300 $96,120

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Calvert County is $65,520 a year, or $5,460 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $5,460 by 30% to get a maximum rent of $1,638 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,063 $1,138 $1,365 $1,578 $1,760 $1,942
60% $1,275 $1,366 $1,638 $1,893 $2,112 $2,330
Fair Market Rents in Calvert County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,415 $1,454 $1,665 $2,176 $2,678

Cities In Calvert County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
North Beach 1 The HUD funded Public Housing Agency that serves North Beach is the Calvert County Housing Authority.
Prince Frederick 10 The HUD funded Public Housing Agency that serves Prince Frederick is the Calvert County Housing Authority.
Chesapeake Beach 4 The HUD funded Public Housing Agency that serves Chesapeake Beach is the Calvert County Housing Authority.
Prince Frederic 0 The HUD funded Public Housing Agency that serves Prince Frederic is the Calvert County Housing Authority.
Lusby 3 The HUD funded Public Housing Agency that serves Lusby is the Calvert County Housing Authority.
St Leonard 0
Huntingtown 0
Solomons 0
Broomes Island 0
Calvert Beach 0
Chesapeake Ranch Estates 0
Drum Point 0
Dunkirk 0
Long Beach 0
Owings 0
St. Leonard 0