Affordable Housing In Carroll County
Maryland

19 Low Income Apartment Communities In Carroll County

Sunnybrook Senior Apartments

225 Frock Drive
Westminster, MD
Call For Rent
1-2 BR
HCV Welcome

Carrolltown Village

6500 Carrolltown Village
Eldersburg, MD
Call For Rent
1-3 BR
Subsidized

Westminster Overlook

30 Locust St
Westminster, MD
Subsidized

Kuleana Gardens

1666 Liberty Rd
Eldersburg, MD
Accessible
Disabled Supportive Housing
Subsidized

Ridge Residences

101 Timber Ridge Dr
Westminster, MD
62+
Accessible
Elderly Supportive Housing
Subsidized

Schoolhouse Road

518 N Schoolhouse Rd
Sykesville, MD
Subsidized

Bishops Garth Apartments

99 Charles St
Westminster, MD
Subsidized

Union Village Apartments

19 Union St
Westminster, MD
Subsidized

Cranberry Cottages ( Aka Tremont Place )

500 Tremont Dr
Westminster, MD
HCV Welcome

Shriner Court Apartments

4775 Ladysburg Rd
Union Bridge, MD
HCV Welcome

There are 19 low income housing apartment complexes which contain 957 affordable apartments for rent in Carroll County. Many of these rental apartments are income based housing with 410 apartments that set rent based on your income. In Carroll County, HUD housing programs support 197 rental assistance apartments through programs like Project-based Section 8. There are 547 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Housing Authorities that serve Carroll County

Housing Authority Programs
Carroll County Housing And Community Dev Section 8 Housing Choice Voucher (HCV)

Other Housing Authorities located in Carroll County

Housing Authority Programs
City of Westminster Housing Office Section 8 Housing Choice Voucher (HCV)

Guide To Affordable Housing in Carroll County, Maryland

Carroll County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 19
Total Low Income Apartments 957
Total Rent Assisted Apartments 410
Percentage of Housing Units Occupied By Renters 17.99%
Average Renter Household Size 2.23
Total Population 167,444
Housing Units 60,004
Average Household Size 2.73
Median Household Income $85,385 ±$1,630
Median Rent $1,079 ±$37
Percentage Of Renters Overburdened 45.88% ± 3.6pp

Population and Household Demographics

Carroll County is a County in Maryland with a population of 167,444. There are 60,004 households in the county with an average household size of 2.73 persons. 17.99% of households in Carroll County are renters.

Income and Rent Overburden in Carroll County

The median gross income for households in Carroll County is $85,385 a year, or $7,115 a month. The median rent for the county is $1,079 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Carroll County, a household making less than $3,597 a month would be considered overburdened when renting an apartment at or above the median rent. 45.88% of households who rent are overburdened in Carroll County.1

Area Median Income In Carroll County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Carroll County, HUD calculates the Area Median Income for a family of four as $101,000

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Carroll County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Carroll County HUD Rental Assistance in Carroll County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $21,250 $24,250 $27,300 $30,300 $32,750 $35,150 $39,010 $43,430
50% of Median $35,350 $40,400 $45,450 $50,500 $54,550 $58,600 $62,650 $66,700
80% of Median $52,850 $60,400 $67,950 $75,500 $81,550 $87,600 $93,650 $99,700
Low Income Housing Tax Credits in Carroll County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1987 to 2005, 11 low income apartment communities containing 638 rental apartments have been constructed and made affordable to low income persons in Carroll County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Carroll County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $35,350 $40,400 $45,450 $50,500 $54,550 $58,600 $62,650 $66,700
60% of Median $42,420 $48,480 $54,540 $60,600 $65,460 $70,320 $75,180 $80,040

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Carroll County is $54,540 a year, or $4,545 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $4,545 by 30% to get a maximum rent of $1,364 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $884 $947 $1,136 $1,313 $1,465 $1,617
60% $1,061 $1,136 $1,364 $1,576 $1,758 $1,940
Fair Market Rents in Carroll County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$862 $1,074 $1,342 $1,732 $1,992

Cities In Carroll County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Westminster 10 The HUD funded Public Housing Agencies that serve Westminster are the City of Westminster Housing Office and Carroll County Housing And Community Dev.
Eldersburg 2 The HUD funded Public Housing Agency that serves Eldersburg is the Carroll County Housing And Community Dev.
Hampstead 3 The HUD funded Public Housing Agency that serves Hampstead is the Carroll County Housing And Community Dev.
Sykesville 3 The HUD funded Public Housing Agency that serves Sykesville is the Carroll County Housing And Community Dev.
Taneytown 0 The HUD funded Public Housing Agency that serves Taneytown is the Carroll County Housing And Community Dev.
Union Bridge 1
Suissevale 0
Union 0
Wolfeboro 0
Manchester 0
Mount Airy 0
New Windsor 0