Affordable Housing In Charles County

23 Low Income Apartment Communities In Charles County

Victory Brookside

2008 Wingate Court
Waldorf, MD
Studio BR
HCV Welcome

Lakeview at Victoria Park

11080 Weymouth Court
Waldorf, MD
1-2 BR
HCV Welcome

La Plata Manor Apartments

1 Hickory Lane
La Plata, MD

Birchwood at Waldorf

3605 Moses Way
Waldorf, MD
Call For Rent
1-2 BR
HCV Welcome

Victoria Park Jaycees

11060 Weymouth Court
Waldorf, MD
1-2 BR
HCV Welcome

Adams Crossing

12330 Vivian Adams Dr
Waldorf, MD
HCV Welcome

Charles Landing South

41 Jameson Ct
Indian Head, MD
2-3 BR
HCV Welcome

Melwood Charles Housing

3614 Mountain Ash Ct
Waldorf, MD
Elderly Supportive Housing

H.O.P.E. Mudd Housing, Inc

4008 Brewster Ln
Waldorf, MD
Disabled Supportive Housing

Vesta Charles

3299 Jesmond Ct
Waldorf, MD
Disabled Supportive Housing

Guide To Affordable Housing in Charles County, Maryland

According to federal housing data and research, there are 23 low income housing apartment communities offering 1,772 affordable apartments for rent in Charles County, Maryland. Charles County features 771 low income apartments with rental assistance where households typically pay no more than 30% of their income towards rent. Additionally, there are 1,001 other low income apartments that don't provide direct rental assistance but remain affordable to low income households in Charles County.

Charles County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 23
Total Low Income Apartments 1,772
Total Housing Units with Rental Assistance 771
Percentage of Housing Units Occupied By Renters 22.29%
Average Renter Household Size 2.64
Average Household Size 2.84
Median Household Income $90,607 ±$1,803
Median Rent $1,487 ±$54
Percentage Of Renters Overburdened 53.69% ± 4.64pp
Total Population 152,754

Population and Household Demographics

Charles County is a County in Maryland with a population of 152,754. There are 53,171 households in the county with an average household size of 2.84 persons. 22.29% of households in Charles County are renters.

Income and Rent Overburden in Charles County

The median gross income for households in Charles County is $90,607 a year, or $7,551 a month. The median rent for the county is $1,487 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Charles County, a household making less than $4,957 a month would be considered overburdened when renting an apartment at or above the median rent. 53.69% of households who rent are overburdened in Charles County.1

Area Median Income In Charles County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Charles County, HUD calculates the Area Median Income for a family of four as $121,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Charles County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Charles County HUD Rental Assistance in Charles County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $25,500 $29,150 $32,800 $36,400 $39,350 $42,250 $45,150 $48,050
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
80% of Median $54,350 $62,100 $69,850 $77,600 $83,850 $90,050 $96,250 $102,450
Low Income Housing Tax Credits in Charles County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1996 to 2007, 6 low income apartment communities containing 621 rental apartments have been constructed and made affordable to low income persons in Charles County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Charles County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
60% of Median $51,000 $58,260 $65,520 $72,780 $78,660 $84,480 $90,300 $96,120

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Charles County is $65,520 a year, or $5,460 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $5,460 by 30% to get a maximum rent of $1,638 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,063 $1,138 $1,365 $1,578 $1,760 $1,942
60% $1,275 $1,366 $1,638 $1,893 $2,112 $2,330
Fair Market Rents in Charles County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2020 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,457 $1,500 $1,707 $2,215 $2,707

Cities In Charles County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Waldorf 16
Bryans Road 2
La Plata 4
Indian Head 1
Benedict 0
Bensville 0
Bryantown 0
Cobb Island 0
Hughesville 0
Pomfret 0
Port Tobacco Village 0
Potomac Heights 0
Rock Point 0