Affordable Housing In Charles County

22 Low Income Apartment Communities In Charles County

Victory Brookside

2008 Wingate Court
Waldorf, MD
Studio BR
HCV Welcome

La Plata Manor Apartments

1 Hickory Lane
La Plata, MD
Studio-1 BR

Lakeview at Victoria Park

11080 Weymouth Court
Waldorf, MD
1-2 BR
HCV Welcome

Birchwood at Waldorf

3605 Moses Way
Waldorf, MD
Call For Rent
1-2 BR
HCV Welcome

Victoria Park Jaycees

11060 Weymouth Court
Waldorf, MD
1-2 BR
HCV Welcome

Charles Landing South

41 Jameson Ct
Indian Head, MD
2-3 BR
HCV Welcome

Melwood Charles Housing

3614 Mountain Ash Ct
Waldorf, MD
Elderly Supportive Housing

Vesta Charles

3299 Jesmond Ct
Waldorf, MD
Disabled Supportive Housing

H.O.P.E. Mudd Housing, Inc

4008 Brewster Ln
Waldorf, MD
Disabled Supportive Housing

Palmer Apartments

3002 Palmer Place
Waldorf, MD

There are 22 low income housing apartment complexes which contain 1,480 affordable apartments for rent in Charles County. Many of these rental apartments are income based housing with 671 apartments that set rent based on your income. In Charles County, HUD housing programs support 600 rental assistance apartments through programs like Project-based Section 8. There are 809 other low income apartments that don't have rental assistance but are cheaper than market rate rents.

Guide To Affordable Housing in Charles County, Maryland

Charles County, MD Affordable Housing Snapshot

Total Affordable Apartment Properties 22
Total Low Income Apartments 1,480
Total Rent Assisted Apartments 671
Percentage of Housing Units Occupied By Renters 22.29%
Average Renter Household Size 2.64
Total Population 152,754
Housing Units 53,171
Average Household Size 2.84
Median Household Income $90,607 ±$1,803
Median Rent $1,487 ±$54
Percentage Of Renters Overburdened 53.69% ± 4.64pp

Population and Household Demographics

Charles County is a County in Maryland with a population of 152,754. There are 53,171 households in the county with an average household size of 2.84 persons. 22.29% of households in Charles County are renters.

Income and Rent Overburden in Charles County

The median gross income for households in Charles County is $90,607 a year, or $7,551 a month. The median rent for the county is $1,487 a month.

Households who pay more than thirty percent of their gross income are considered to be Rent Overburdened. In Charles County, a household making less than $4,957 a month would be considered overburdened when renting an apartment at or above the median rent. 53.69% of households who rent are overburdened in Charles County.1

Area Median Income In Charles County

Affordable housing program eligibility is always determined by one's income. Each household's income is compared to the incomes of all other households in the area. This is accomplished through a statistic established by the government called the Area Median Income, most often referred to as AMI. The AMI is calculated and published each year by HUD.

In Charles County, HUD calculates the Area Median Income for a family of four as $121,300

Most affordable housing programs determine eligibility based on the percent of AMI a given household's income is. Among the programs that determine eligibility based on the AMI are Section 8, HOME, LIHTC, Section 515, 202 and 811.

Rental Assistance in Charles County

Rental assistance is a type of housing subsidy that pays for a portion of a renter’s monthly housing costs, including rent and tenant paid utilities. This housing assistance can come in the form of Section 8 Housing Choice Vouchers, project-based Section 8 contracts, public housing, USDA Rental Assistance (in Section 515 properties) as well as HUD Section 202 and 811 properties for elderly and disabled households.

Income Qualifications for Charles County HUD Rental Assistance in Charles County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
30% of Median $25,500 $29,150 $32,800 $36,400 $39,350 $42,250 $45,150 $48,050
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
80% of Median $54,350 $62,100 $69,850 $77,600 $83,850 $90,050 $96,250 $102,450
Low Income Housing Tax Credits in Charles County

The Low-Income Housing Tax Credit (LIHTC) program aims to create affordable rental housing for low and very low income families.

From 1996 to 2007, 6 low income apartment communities containing 621 rental apartments have been constructed and made affordable to low income persons in Charles County by the Low Income Housing Tax Credit Program.

If your income is less than 60% of the Area Median Income (AMI), you should not expect to pay more than the rent value for a unit in the table below. However, Affordable apartment communities that receive funding through the Low Income Housing Tax Credit program may have rental units that are not subject to income and rent limits.

Rent limits for the LIHTC Program are determined so that a household making the maximum income for the expected household size of the unit would only pay 30% of their income for rent.

Income Qualifications for Low Income Housing Tax Credit Apartments in Charles County

Income 1 Person 2 Person 3 Person 4 Person 5 Person 6 Person 7 Person 8 Person
50% of Median $42,500 $48,550 $54,600 $60,650 $65,550 $70,400 $75,250 $80,100
60% of Median $51,000 $58,260 $65,520 $72,780 $78,660 $84,480 $90,300 $96,120

For example, the expected household size for a two bedroom apartment is 3 people. Using the table above, the maximum income for a 3 person household at 60% of the AMI in Charles County is $65,520 a year, or $5,460 a month. To determine the maximum rent in the table below we multiply the monthly maximum income, $5,460 by 30% to get a maximum rent of $1,638 a month.

Rent for units in the LIHTC Program include a utility allowance which is determined by the average monthly cost of utilities paid directly by residents. This allowance has not been subtracted from the rents in the table below. These utility allowances are set on a property by property basis.

% of AMI Studio 1 Bed 2 Bed 3 Bed 4 Bed 5 Bed
50% $1,063 $1,138 $1,365 $1,578 $1,760 $1,942
60% $1,275 $1,366 $1,638 $1,893 $2,112 $2,330
Fair Market Rents in Charles County

Fair Market Rents, often abbreviated as FMR, can be used to better understand the average housing costs of an area. Notably, Fair Market Rents are used to establish the payment standards for the Housing Choice Voucher Program, maximum rents in HOME financed rental projects and initial rents for Section 8 project based assistance.

2019 Fair Market Rents
Studio One BR Two BR Three BR Four BR
$1,415 $1,454 $1,665 $2,176 $2,678

Cities In Charles County

Select A City to View its Apartment Communities and Waiting Lists.

City Listings Served By
Waldorf 15
Bryans Road 2
La Plata 4
Indian Head 1
Benedict 0
Bensville 0
Bryantown 0
Cobb Island 0
Hughesville 0
Pomfret 0
Port Tobacco Village 0
Potomac Heights 0
Rock Point 0